Over 50s Living
near Shoal Bay

Comparing premium over-50s living options near Shoal Bay? While there is no Palm Lake Resort in Shoal Bay, Palm Lake Resort Tea Gardens remains only a short drive away. Designed for Australians over 50, it showcases architect-designed, low-maintenance homes and exclusive resort facilities within a welcoming community. Downsize with confidence, travel more, and enjoy everyday ease, while staying close to the people and places you love in Shoal Bay. Proudly Australian and family owned, Palm Lake Resort brings 48+ years of experience across 27 locations.

A Snapshot of Shoal Bay

Shoal Bay is a picturesque coastal suburb nestled within the Port Stephens local government area in the Hunter Region of New South Wales, Australia. Known for its stunning white-sand beaches, clear turquoise waters, and vibrant atmosphere, it is a popular tourist destination, encompassing parts of Tomaree National Park. The area offers a serene escape with opportunities for swimming, paddleboarding, and scenic walks, including the iconic Tomaree Head Summit. Although there is no Palm Lake Resort within Shoal Bay itself, you’ll find Palm Lake Resort Tea Gardens approximately 8.5km away.

Palm Lake Resort Tea Gardens

Just 8.5km from Shoal Bay

Palm Lake Resort Tea Gardens is a master planned lifestyle community for over 55s. Set among lakes and parkland near the Myall River, residents choose their pace, from morning laps to a friendly roll on the green. Low maintenance homes pair with first class amenities across two country clubs, including indoor and outdoor pools, eight rink undercover bowling, ten pin bowling, tennis, gym, mineral spa and saunas, luxury theatre and library, plus pet friendly, secure living.

What to Expect from Life at Palm Lake Resort

Every Palm Lake Resort is a curated lifestyle destination, created for those who see this chapter of life as growth, connection, shared community and enjoyment.

Architecturally Designed Homes

Every home is curated for comfort, style, function and flexibility. Open-plan living, elevated ceilings, quality fixtures and abundant storage form elegant spaces that feel like home from your first step inside. Outdoor patios, internal laundries and contemporary kitchens are included as standard, with optional upgrades for those with a designer’s eye.

Premium Lifestyle Facilities

Resort living is more than what happens at home. Each Palm Lake Resort offers exclusive community facilities, including clubhouses, wellness spaces, pools, gyms, bowling greens, creative studios and daily classes. From yoga at sunrise to live music at night, or a quiet read in the library lounge, everything is on site.

A Smart Financial Model

We keep things simple and fair. With our land lease model, you own your home and lease the land. There is no stamp duty or council rates, and eligible homeowners may access rent assistance from Centrelink, where eligibility applies. It is a flexible way to rightsize, with predictable costs and less hassle as you plan what is next.

A Community That Feels Like Home

Connection shapes daily life here, whether you are joining a walking group, creating in the art studio or attending social events. The community spirit at Palm Lake Resort is warm, supportive and always present. Build new friendships, explore fresh interests and enjoy each day at your own pace with confidence.

Nearby Resorts

Palm Lake Resort offers additional lifestyle communities nearby, each with its own unique atmosphere and premium facilities. Whether you’re seeking coastal charm or country serenity, there’s a resort close to Shoal Bay to explore.

Palm Lake Resort Tea Gardens

Palm Lake Resort Tea Gardens delivers over-55s living across 23 hectares with two country clubs, Water Lilies and Promenade, plus indoor and outdoor pools, mineral spa and saunas, Milon-style gym, eight-rink undercover bowls, tennis, ten-pin bowling, virtual golf, billiards, workshop, library and a cinema with dance floor and stage. It is pet friendly, gated and lock-and-leave, with on-site management, a 40-seat coach and limited caravan or boat storage. Minutes from Myall River and Hawks Nest, 65 minutes north of Newcastle.

Palm Lake Resort Fern Bay

Palm Lake Resort Fern Bay is a master planned lifestyle community for over-50s on the shores of Fullerton Cove near the Hunter River. Behind secure gates, homeowners set their own pace, from gentle exercise and craft groups to bowls on the undercover green, tennis, films in the theatre and laps in the indoor or outdoor pool with spa and saunas. Low maintenance homes suit a coastal life with Stockton Beach minutes away and Newcastle Airport nearby.

Palm Lake Resort Forster Lakes

Palm Lake Resort Forster Lakes offers coastal over-50s living centred on the Belleair Country Club. Enjoy indoor and outdoor pools with spa, sauna and salt room, a Milon gym, library, billiards, luxury cinema and a virtual golf simulator. Sports include an eight-rink undercover bowling green, ten-pin bowling and pickleball. Gated and pet friendly, homes feature opulent finishes and optional elevators. Financial advantages include stamp duty free, exit fee free, no council or land tax, and you keep all capital gains.

What Our Residents Say

Frequently Asked Questions

Palm Lake Resort has nearby lifestyle communities, each with its own character and facilities. Whether you are seeking coastal charm or a leafy setting, there is a resort close to Shoal Bay to explore.

Is there a Palm Lake Resort in Shoal Bay?

While there is not a Palm Lake Resort within Shoal Bay, the nearest community is Palm Lake Resort Tea Gardens, approximately 8.5 km away. Here you will find architect-designed, low-maintenance homes alongside premium facilities and a welcoming community of over-50s homeowners. If you would like details on available homes, facilities and pricing, book a private inspection or request an info pack and our team will be in touch.

How far is Palm Lake Resort Tea Gardens from Shoal Bay?

Palm Lake Resort Tea Gardens is about 8.5 km from Shoal Bay. Actual travel time will vary with route and traffic, but many locals choose Tea Gardens to stay close to familiar services, family and friends while enjoying the benefits of resort living. If you are planning a visit, our sales team can help with directions and inspection times.

What are the lifestyle benefits of Palm Lake Resort?

At Palm Lake Resort, over-50s enjoy a welcoming community, daily opportunities to connect, and a rich calendar of activities from fitness classes and wellness sessions to arts, crafts and social events, alongside architect-designed, low-maintenance homes that balance timeless style with everyday comfort; with 48+ years of experience across 27 locations, we create supportive environments where homeowners can learn new skills, build lasting friendships, and feel genuinely proud of where they live.

Are the homes pet-friendly?

Yes. Palm Lake Resort communities are pet-friendly, with simple guidelines to ensure harmony for all residents. Approval is required, and there may be limits on pet type and size. Many home designs include secure outdoor areas, and there are landscaped paths for daily walks. Please speak with the Tea Gardens sales team about approved pets, suitable home layouts and nearby parks so you can plan comfortably for your companion.

Are there exit fees or council rates?

Palm Lake Resort operates under a land lease model. You purchase your home and lease the land under a site agreement, which means you do not pay council rates on your home and there is no stamp duty on the purchase. Exit arrangements are set out in your agreement and may vary by resort. For clear, up-to-date information, review our comparison documents or speak with the Tea Gardens sales team.

What kind of amenities are available?

Facilities differ by resort. As a guide, many Palm Lake Resort communities include a country club, heated pool and spa, gym and fitness studio, indoor bowls, snooker and pool tables, pickleball or tennis courts, arts and craft studios, a cinema, library and lounge spaces, barbecue areas, community gardens and regular social and wellness programmes. Some locations also offer caravan or boat storage. Contact the relevant resort for a current inclusions list and activity timetable.

Who is eligible to live at Palm Lake Resort?

Our communities are designed for Australians over 50 seeking independent resort living in a secure, like-minded community. At least one permanent resident per home must be 50 or over. Occupancy and guest policies apply and may vary by resort. For guidance on your circumstances, talk with the Tea Gardens sales team.

What happens if I want to travel?

Many homeowners enjoy a lock-up-and-leave lifestyle. Homes are low-maintenance and the resort has on-site management, so you can travel for weeks or months with confidence. On your return, it is easy to rejoin social groups and activities, and some resorts offer storage options for caravans or boats. Speak with the Tea Gardens team about practical tips for travelling regularly.

Is there any support if my needs change over time?

Palm Lake Resort focuses on independent living for over-50s. Our homes and facilities support an active lifestyle and strong community connection. If your needs change, our team can help connect you with local services, and in some regions Palm Lake Care may be an option depending on availability and suitability. Please discuss your situation with the Tea Gardens team for tailored guidance.

What are the ongoing costs and what does the weekly site fee cover?

Under the land lease model, homeowners pay a weekly site fee. This typically contributes to the operation and upkeep of shared facilities, maintenance of common areas and gardens, and on-site management and community services. The fee varies by resort and home. Eligible homeowners may be able to access Commonwealth Rent Assistance, subject to personal circumstances and government criteria, eligibility applies. You will not pay council rates, and there is no stamp duty on the home purchase. For a detailed breakdown, review our comparison documents or speak with the Tea Gardens sales team.

Over 50s Living in Nearby Suburbs of Regional NSW

Explore more suburbs surrounding Shoal Bay where Palm Lake Resort may be the perfect lifestyle upgrade, even if the resort itself is located nearby rather than directly in your area.

Little Pelican

Luxury Lifestyle Near Little Pelican, New South Wales

Live a connected, low-maintenance lifestyle just 22.5km from Little Pelican at Palm Lake Resort Fern Bay.

Lochinvar

Luxury Lifestyle Near Lochinvar, New South Wales

Live a connected, low-maintenance lifestyle just 31.2km from Lochinvar at Palm Lake Resort Fern Bay.

Lorn

Luxury Lifestyle Near Lorn, New South Wales

Live a connected, low-maintenance lifestyle just 22.1km from Lorn at Palm Lake Resort Fern Bay.

Louth Park

Luxury Lifestyle Near Louth Park, New South Wales

Live a connected, low-maintenance lifestyle just 18.3km from Louth Park at Palm Lake Resort Fern Bay.

Lovedale

Luxury Lifestyle Near Lovedale, New South Wales

Live a connected, low-maintenance lifestyle just 42.7km from Lovedale at Palm Lake Resort Fern Bay.

Lower Southgate

Luxury Lifestyle Near Lower Southgate, New South Wales

Live a connected, low-maintenance lifestyle just 30.1km from Lower Southgate at Palm Lake Resort Yamba.

Loxford

Luxury Lifestyle Near Loxford, New South Wales

Live a connected, low-maintenance lifestyle just 38.6km from Loxford at Palm Lake Resort Fern Bay.

Luskintyre

Luxury Lifestyle Near Luskintyre, New South Wales

Live a connected, low-maintenance lifestyle just 37.9km from Luskintyre at Palm Lake Resort Fern Bay.

Lynchs Creek

Luxury Lifestyle Near Lynchs Creek, New South Wales

Live a connected, low-maintenance lifestyle just 48.3km from Lynchs Creek at Palm Lake Resort Ballina.

Maclean

Luxury Lifestyle Near Maclean, New South Wales

Live a connected, low-maintenance lifestyle just 13km from Maclean at Palm Lake Resort Yamba.

Main Creek

Luxury Lifestyle Near Main Creek, New South Wales

Live a connected, low-maintenance lifestyle just 53km from Main Creek at Palm Lake Resort Tea Gardens.

Maitland

Luxury Lifestyle Near Maitland, New South Wales

Live a connected, low-maintenance lifestyle just 27km from Maitland at Palm Lake Resort Fern Bay.

Maitland North

Luxury Lifestyle Near Maitland North, New South Wales

Live a connected, low-maintenance lifestyle just 25.1km from Maitland North at Palm Lake Resort Fern Bay.

Maitland Vale

Luxury Lifestyle Near Maitland Vale, New South Wales

Live a connected, low-maintenance lifestyle just 22.2km from Maitland Vale at Palm Lake Resort Fern Bay.

Mallabula

Luxury Lifestyle Near Mallabula, New South Wales

Live a connected, low-maintenance lifestyle just 8.9km from Mallabula at Palm Lake Resort Tea Gardens.

Mandalong

Luxury Lifestyle Near Mandalong, New South Wales

Live a connected, low-maintenance lifestyle just 41.6km from Mandalong at Palm Lake Resort Fern Bay.

Mannering Park

Luxury Lifestyle Near Mannering Park, New South Wales

Live a connected, low-maintenance lifestyle just 43.5km from Mannering Park at Palm Lake Resort Fern Bay.

Manning Point

Luxury Lifestyle Near Manning Point, New South Wales

Live a connected, low-maintenance lifestyle just 39.4km from Manning Point at Palm Lake Resort Forster Lakes.

Marks Point

Luxury Lifestyle Near Marks Point, New South Wales

Live a connected, low-maintenance lifestyle just 21.6km from Marks Point at Palm Lake Resort Fern Bay.

Markwell

Luxury Lifestyle Near Markwell, New South Wales

Live a connected, low-maintenance lifestyle just 36.7km from Markwell at Palm Lake Resort Tea Gardens.

Marmong Point

Luxury Lifestyle Near Marmong Point, New South Wales

Live a connected, low-maintenance lifestyle just 25km from Marmong Point at Palm Lake Resort Fern Bay.

Marshdale

Luxury Lifestyle Near Marshdale, New South Wales

Live a connected, low-maintenance lifestyle just 41km from Marshdale at Palm Lake Resort Tea Gardens.

Martins Creek

Luxury Lifestyle Near Martins Creek, New South Wales

Live a connected, low-maintenance lifestyle just 28.9km from Martins Creek at Palm Lake Resort Fern Bay.

Martinsville

Luxury Lifestyle Near Martinsville, New South Wales

Live a connected, low-maintenance lifestyle just 37.9km from Martinsville at Palm Lake Resort Fern Bay.

Mayers Flat

Luxury Lifestyle Near Mayers Flat, New South Wales

Live a connected, low-maintenance lifestyle just 40.7km from Mayers Flat at Palm Lake Resort Tea Gardens.

Medowie

Luxury Lifestyle Near Medowie, New South Wales

Live a connected, low-maintenance lifestyle just 15.6km from Medowie at Palm Lake Resort Fern Bay.

Melville

Luxury Lifestyle Near Melville, New South Wales

Live a connected, low-maintenance lifestyle just 24.1km from Melville at Palm Lake Resort Fern Bay.

Metford

Luxury Lifestyle Near Metford, New South Wales

Live a connected, low-maintenance lifestyle just 18.6km from Metford at Palm Lake Resort Fern Bay.

Micalo Island

Luxury Lifestyle Near Micalo Island, New South Wales

Live a connected, low-maintenance lifestyle just 2.3km from Micalo Island at Palm Lake Resort Yamba Cove.

Millers Forest

Luxury Lifestyle Near Millers Forest, New South Wales

Live a connected, low-maintenance lifestyle just 11.8km from Millers Forest at Palm Lake Resort Fern Bay.

Over 50s Living near Shoal Bay

A Snapshot of Shoal Bay

Palm Lake Resort Tea Gardens

Just 8.5km from Shoal Bay

What to Expect from Life at Palm Lake Resort

Architecturally Designed Homes

Premium Lifestyle Facilities

A Smart Financial Model

A Community That Feels Like Home

Nearby Resorts

Palm Lake Resort Tea Gardens

Palm Lake Resort Fern Bay

Palm Lake Resort Forster Lakes

What Our Residents Say

Frequently Asked Questions

Over 50s Living in Nearby Suburbs of Regional NSW

Little Pelican

Lochinvar

Lorn

Louth Park

Lovedale

Lower Southgate

Loxford

Luskintyre

Lynchs Creek

Maclean

Main Creek

Maitland

Maitland North

Maitland Vale

Mallabula

Mandalong

Mannering Park

Manning Point

Marks Point

Markwell

Marmong Point

Marshdale

Martins Creek

Martinsville

Mayers Flat

Medowie

Melville

Metford

Micalo Island

Millers Forest

Over 50s Living
near Shoal Bay