Over 50s Living
near Shoal Bay

Comparing premium over-50s living options near Shoal Bay? While there is no Palm Lake Resort in Shoal Bay, Palm Lake Resort Tea Gardens remains only a short drive away. Designed for Australians over 50, it showcases architect-designed, low-maintenance homes and exclusive resort facilities within a welcoming community. Downsize with confidence, travel more, and enjoy everyday ease, while staying close to the people and places you love in Shoal Bay. Proudly Australian and family owned, Palm Lake Resort brings 48+ years of experience across 27 locations.

A Snapshot of Shoal Bay

Shoal Bay is a picturesque coastal suburb nestled within the Port Stephens local government area in the Hunter Region of New South Wales, Australia. Known for its stunning white-sand beaches, clear turquoise waters, and vibrant atmosphere, it is a popular tourist destination, encompassing parts of Tomaree National Park. The area offers a serene escape with opportunities for swimming, paddleboarding, and scenic walks, including the iconic Tomaree Head Summit. Although there is no Palm Lake Resort within Shoal Bay itself, you’ll find Palm Lake Resort Tea Gardens approximately 8.5km away.

Palm Lake Resort Tea Gardens

Just 8.5km from Shoal Bay

Palm Lake Resort Tea Gardens is a master planned lifestyle community for over 55s. Set among lakes and parkland near the Myall River, residents choose their pace, from morning laps to a friendly roll on the green. Low maintenance homes pair with first class amenities across two country clubs, including indoor and outdoor pools, eight rink undercover bowling, ten pin bowling, tennis, gym, mineral spa and saunas, luxury theatre and library, plus pet friendly, secure living.

What to Expect from Life at Palm Lake Resort

Every Palm Lake Resort is a curated lifestyle destination, created for those who see this chapter of life as growth, connection, shared community and enjoyment.

Architecturally Designed Homes

Every home is curated for comfort, style, function and flexibility. Open-plan living, elevated ceilings, quality fixtures and abundant storage form elegant spaces that feel like home from your first step inside. Outdoor patios, internal laundries and contemporary kitchens are included as standard, with optional upgrades for those with a designer’s eye.

Premium Lifestyle Facilities

Resort living is more than what happens at home. Each Palm Lake Resort offers exclusive community facilities, including clubhouses, wellness spaces, pools, gyms, bowling greens, creative studios and daily classes. From yoga at sunrise to live music at night, or a quiet read in the library lounge, everything is on site.

A Smart Financial Model

We keep things simple and fair. With our land lease model, you own your home and lease the land. There is no stamp duty or council rates, and eligible homeowners may access rent assistance from Centrelink, where eligibility applies. It is a flexible way to rightsize, with predictable costs and less hassle as you plan what is next.

A Community That Feels Like Home

Connection shapes daily life here, whether you are joining a walking group, creating in the art studio or attending social events. The community spirit at Palm Lake Resort is warm, supportive and always present. Build new friendships, explore fresh interests and enjoy each day at your own pace with confidence.

Nearby Resorts

Palm Lake Resort offers additional lifestyle communities nearby, each with its own unique atmosphere and premium facilities. Whether you’re seeking coastal charm or country serenity, there’s a resort close to Shoal Bay to explore.

Palm Lake Resort Tea Gardens

Palm Lake Resort Tea Gardens delivers over-55s living across 23 hectares with two country clubs, Water Lilies and Promenade, plus indoor and outdoor pools, mineral spa and saunas, Milon-style gym, eight-rink undercover bowls, tennis, ten-pin bowling, virtual golf, billiards, workshop, library and a cinema with dance floor and stage. It is pet friendly, gated and lock-and-leave, with on-site management, a 40-seat coach and limited caravan or boat storage. Minutes from Myall River and Hawks Nest, 65 minutes north of Newcastle.

Palm Lake Resort Fern Bay

Palm Lake Resort Fern Bay is a master planned lifestyle community for over-50s on the shores of Fullerton Cove near the Hunter River. Behind secure gates, homeowners set their own pace, from gentle exercise and craft groups to bowls on the undercover green, tennis, films in the theatre and laps in the indoor or outdoor pool with spa and saunas. Low maintenance homes suit a coastal life with Stockton Beach minutes away and Newcastle Airport nearby.

Palm Lake Resort Forster Lakes

Palm Lake Resort Forster Lakes offers coastal over-50s living centred on the Belleair Country Club. Enjoy indoor and outdoor pools with spa, sauna and salt room, a Milon gym, library, billiards, luxury cinema and a virtual golf simulator. Sports include an eight-rink undercover bowling green, ten-pin bowling and pickleball. Gated and pet friendly, homes feature opulent finishes and optional elevators. Financial advantages include stamp duty free, exit fee free, no council or land tax, and you keep all capital gains.

What Our Residents Say

Frequently Asked Questions

Palm Lake Resort has nearby lifestyle communities, each with its own character and facilities. Whether you are seeking coastal charm or a leafy setting, there is a resort close to Shoal Bay to explore.

Is there a Palm Lake Resort in Shoal Bay?

While there is not a Palm Lake Resort within Shoal Bay, the nearest community is Palm Lake Resort Tea Gardens, approximately 8.5 km away. Here you will find architect-designed, low-maintenance homes alongside premium facilities and a welcoming community of over-50s homeowners. If you would like details on available homes, facilities and pricing, book a private inspection or request an info pack and our team will be in touch.

How far is Palm Lake Resort Tea Gardens from Shoal Bay?

Palm Lake Resort Tea Gardens is about 8.5 km from Shoal Bay. Actual travel time will vary with route and traffic, but many locals choose Tea Gardens to stay close to familiar services, family and friends while enjoying the benefits of resort living. If you are planning a visit, our sales team can help with directions and inspection times.

What are the lifestyle benefits of Palm Lake Resort?

At Palm Lake Resort, over-50s enjoy a welcoming community, daily opportunities to connect, and a rich calendar of activities from fitness classes and wellness sessions to arts, crafts and social events, alongside architect-designed, low-maintenance homes that balance timeless style with everyday comfort; with 48+ years of experience across 27 locations, we create supportive environments where homeowners can learn new skills, build lasting friendships, and feel genuinely proud of where they live.

Are the homes pet-friendly?

Yes. Palm Lake Resort communities are pet-friendly, with simple guidelines to ensure harmony for all residents. Approval is required, and there may be limits on pet type and size. Many home designs include secure outdoor areas, and there are landscaped paths for daily walks. Please speak with the Tea Gardens sales team about approved pets, suitable home layouts and nearby parks so you can plan comfortably for your companion.

Are there exit fees or council rates?

Palm Lake Resort operates under a land lease model. You purchase your home and lease the land under a site agreement, which means you do not pay council rates on your home and there is no stamp duty on the purchase. Exit arrangements are set out in your agreement and may vary by resort. For clear, up-to-date information, review our comparison documents or speak with the Tea Gardens sales team.

What kind of amenities are available?

Facilities differ by resort. As a guide, many Palm Lake Resort communities include a country club, heated pool and spa, gym and fitness studio, indoor bowls, snooker and pool tables, pickleball or tennis courts, arts and craft studios, a cinema, library and lounge spaces, barbecue areas, community gardens and regular social and wellness programmes. Some locations also offer caravan or boat storage. Contact the relevant resort for a current inclusions list and activity timetable.

Who is eligible to live at Palm Lake Resort?

Our communities are designed for Australians over 50 seeking independent resort living in a secure, like-minded community. At least one permanent resident per home must be 50 or over. Occupancy and guest policies apply and may vary by resort. For guidance on your circumstances, talk with the Tea Gardens sales team.

What happens if I want to travel?

Many homeowners enjoy a lock-up-and-leave lifestyle. Homes are low-maintenance and the resort has on-site management, so you can travel for weeks or months with confidence. On your return, it is easy to rejoin social groups and activities, and some resorts offer storage options for caravans or boats. Speak with the Tea Gardens team about practical tips for travelling regularly.

Is there any support if my needs change over time?

Palm Lake Resort focuses on independent living for over-50s. Our homes and facilities support an active lifestyle and strong community connection. If your needs change, our team can help connect you with local services, and in some regions Palm Lake Care may be an option depending on availability and suitability. Please discuss your situation with the Tea Gardens team for tailored guidance.

What are the ongoing costs and what does the weekly site fee cover?

Under the land lease model, homeowners pay a weekly site fee. This typically contributes to the operation and upkeep of shared facilities, maintenance of common areas and gardens, and on-site management and community services. The fee varies by resort and home. Eligible homeowners may be able to access Commonwealth Rent Assistance, subject to personal circumstances and government criteria, eligibility applies. You will not pay council rates, and there is no stamp duty on the home purchase. For a detailed breakdown, review our comparison documents or speak with the Tea Gardens sales team.

Over 50s Living in Nearby Suburbs of Regional NSW

Explore more suburbs surrounding Shoal Bay where Palm Lake Resort may be the perfect lifestyle upgrade, even if the resort itself is located nearby rather than directly in your area.

Kilgin

Luxury Lifestyle Near Kilgin, New South Wales

Live a connected, low-maintenance lifestyle just 24.8km from Kilgin at Palm Lake Resort Yamba Cove.

Killawarra

Luxury Lifestyle Near Killawarra, New South Wales

Live a connected, low-maintenance lifestyle just 44.8km from Killawarra at Palm Lake Resort Forster Lakes.

Killingworth

Luxury Lifestyle Near Killingworth, New South Wales

Live a connected, low-maintenance lifestyle just 28.2km from Killingworth at Palm Lake Resort Fern Bay.

Kimbriki

Luxury Lifestyle Near Kimbriki, New South Wales

Live a connected, low-maintenance lifestyle just 37.1km from Kimbriki at Palm Lake Resort Forster Lakes.

Kitchener

Luxury Lifestyle Near Kitchener, New South Wales

Live a connected, low-maintenance lifestyle just 47.6km from Kitchener at Palm Lake Resort Fern Bay.

Kiwarrak

Luxury Lifestyle Near Kiwarrak, New South Wales

Live a connected, low-maintenance lifestyle just 28.7km from Kiwarrak at Palm Lake Resort Forster Lakes.

Koolkhan

Luxury Lifestyle Near Koolkhan, New South Wales

Live a connected, low-maintenance lifestyle just 53.5km from Koolkhan at Palm Lake Resort Yamba.

Koorainghat

Luxury Lifestyle Near Koorainghat, New South Wales

Live a connected, low-maintenance lifestyle just 38.7km from Koorainghat at Palm Lake Resort Forster Lakes.

Krambach

Luxury Lifestyle Near Krambach, New South Wales

Live a connected, low-maintenance lifestyle just 44.7km from Krambach at Palm Lake Resort Forster Lakes.

Kremnos

Luxury Lifestyle Near Kremnos, New South Wales

Live a connected, low-maintenance lifestyle just 65.5km from Kremnos at Palm Lake Resort Yamba.

Kundibakh

Luxury Lifestyle Near Kundibakh, New South Wales

Live a connected, low-maintenance lifestyle just 35km from Kundibakh at Palm Lake Resort Forster Lakes.

Kundle Kundle

Luxury Lifestyle Near Kundle Kundle, New South Wales

Live a connected, low-maintenance lifestyle just 42.6km from Kundle Kundle at Palm Lake Resort Forster Lakes.

Kungala

Luxury Lifestyle Near Kungala, New South Wales

Live a connected, low-maintenance lifestyle just 74.2km from Kungala at Palm Lake Resort Yamba.

Kurri Kurri

Luxury Lifestyle Near Kurri Kurri, New South Wales

Live a connected, low-maintenance lifestyle just 29.3km from Kurri Kurri at Palm Lake Resort Fern Bay.

Kyarran

Luxury Lifestyle Near Kyarran, New South Wales

Live a connected, low-maintenance lifestyle just 67km from Kyarran at Palm Lake Resort Yamba.

Lake Haven

Luxury Lifestyle Near Lake Haven, New South Wales

Live a connected, low-maintenance lifestyle just 53.9km from Lake Haven at Palm Lake Resort Fern Bay.

Lake Hiawatha

Luxury Lifestyle Near Lake Hiawatha, New South Wales

Live a connected, low-maintenance lifestyle just 38.7km from Lake Hiawatha at Palm Lake Resort Yamba.

Lake Munmorah

Luxury Lifestyle Near Lake Munmorah, New South Wales

Live a connected, low-maintenance lifestyle just 44.3km from Lake Munmorah at Palm Lake Resort Fern Bay.

Lakelands

Luxury Lifestyle Near Lakelands, New South Wales

Live a connected, low-maintenance lifestyle just 22.6km from Lakelands at Palm Lake Resort Fern Bay.

Lambs Valley

Luxury Lifestyle Near Lambs Valley, New South Wales

Live a connected, low-maintenance lifestyle just 40km from Lambs Valley at Palm Lake Resort Fern Bay.

Lanitza

Luxury Lifestyle Near Lanitza, New South Wales

Live a connected, low-maintenance lifestyle just 49km from Lanitza at Palm Lake Resort Yamba.

Largs

Luxury Lifestyle Near Largs, New South Wales

Live a connected, low-maintenance lifestyle just 21km from Largs at Palm Lake Resort Fern Bay.

Lavadia

Luxury Lifestyle Near Lavadia, New South Wales

Live a connected, low-maintenance lifestyle just 36km from Lavadia at Palm Lake Resort Yamba.

Lawrence

Luxury Lifestyle Near Lawrence, New South Wales

Live a connected, low-maintenance lifestyle just 24.4km from Lawrence at Palm Lake Resort Yamba.

Leconfield

Luxury Lifestyle Near Leconfield, New South Wales

Live a connected, low-maintenance lifestyle just 37km from Leconfield at Palm Lake Resort Fern Bay.

Lemon Tree Passage

Luxury Lifestyle Near Lemon Tree Passage, New South Wales

Live a connected, low-maintenance lifestyle just 10.8km from Lemon Tree Passage at Palm Lake Resort Tea Gardens.

Lenaghan

Luxury Lifestyle Near Lenaghan, New South Wales

Live a connected, low-maintenance lifestyle just 19.2km from Lenaghan at Palm Lake Resort Fern Bay.

Levenstrath

Luxury Lifestyle Near Levenstrath, New South Wales

Live a connected, low-maintenance lifestyle just 36.3km from Levenstrath at Palm Lake Resort Yamba.

Lewinsbrook

Luxury Lifestyle Near Lewinsbrook, New South Wales

Live a connected, low-maintenance lifestyle just 40.1km from Lewinsbrook at Palm Lake Resort Fern Bay.

Limeburners Creek

Luxury Lifestyle Near Limeburners Creek, New South Wales

Live a connected, low-maintenance lifestyle just 24km from Limeburners Creek at Palm Lake Resort Tea Gardens.

Over 50s Living near Shoal Bay

A Snapshot of Shoal Bay

Palm Lake Resort Tea Gardens

Just 8.5km from Shoal Bay

What to Expect from Life at Palm Lake Resort

Architecturally Designed Homes

Premium Lifestyle Facilities

A Smart Financial Model

A Community That Feels Like Home

Nearby Resorts

Palm Lake Resort Tea Gardens

Palm Lake Resort Fern Bay

Palm Lake Resort Forster Lakes

What Our Residents Say

Frequently Asked Questions

Over 50s Living in Nearby Suburbs of Regional NSW

Kilgin

Killawarra

Killingworth

Kimbriki

Kitchener

Kiwarrak

Koolkhan

Koorainghat

Krambach

Kremnos

Kundibakh

Kundle Kundle

Kungala

Kurri Kurri

Kyarran

Lake Haven

Lake Hiawatha

Lake Munmorah

Lakelands

Lambs Valley

Lanitza

Largs

Lavadia

Lawrence

Leconfield

Lemon Tree Passage

Lenaghan

Levenstrath

Lewinsbrook

Limeburners Creek

Over 50s Living
near Shoal Bay