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Contact Us

1117 Nelson Bay Road
Fern Bay NSW 2295

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1800 648 868

Palm Lake Resort Fern Bay


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Exclusive resort-style living

Offering a quality, luxurious lifestyle with endless opportunities to play and explore, Palm Lake Resort Fern Bay is the place to be for those wanting a seachange yet love the benefits of easy access to the city. It is a place where the serenity of protected corridors of bushland lead to long stretches of sandy white beaches.

Residents and their visiting families can indulge in beach side living. Whether you seek swimming, surfing, boating, four wheel driving or simply time to relax by the ocean, all these activities can be easily enjoyed from your home at Palm Lake Resort Fern Bay. With famous Stockton Beach less than 5 minutes away, it is also the perfect base for fishing enthusiasts to discover the region’s quiet estuaries. For boaties, the Hunter River and Fullerton Cove are waiting to be explored.

The layout of the Resort gives all residents, wherever they live, easy access to the facilities that make the “Palm Lake Lifestyle” so famous.

There are so many benefits of living at the resort – in addition to the quality build, stand-out home designs and the amazing unique natural location. A wide range of social activities can be enjoyed on the resort grounds and within close vicinity of it. Getting involved can be key to building relationships that strengthen the Palm Lake community.

For example, the various interest groups such as the craft group is a place to welcome new friendships among like-minded people with creative talents. The fishing club will provide sought-after mateship and relaxation for keen anglers. The Workshop is a great place for skilled craftsmen to gather, providing an opportunity to share knowledge and learn new skills. For those looking to keep healthy and active, gentle onsite exercise classes will be key. There’s something for everyone at Palm Lake Resort Fern Bay!

Our homes

If happiness starts at home, then you’ll be ecstatic when you choose your new home from our impressive range of contemporary, welcoming designs. All homes at our Palm Lake Resort Fern Bay are constructed from quality materials, fixtures and fittings, plus all floor and window coverings are included. Our luxurious kitchens are fitted with European appliances and stone benchtops are included as standard in the kitchen, bathrooms and laundry.

Entertaining is a dream at Fern Bay with open plan living and dining spaces opening onto generous courtyards, ideal for the outdoor coastal lifestyle that Australians love so dearly. With plenty of windows, vaulted ceilings* as well as air conditioning and ceiling fans, the climate is easily controlled for your comfort. The exterior Hebel cladding is well known for its insulation properties for both thermal and acoustics requirements. In fact, Hebel homes have up to five times the thermal resistance of a standard house brick and maintain a more even temperature, keeping your power bills down and your comfort levels high.
Whilst a team of gardeners look after the common areas of the resort, the low maintenance landscaped areas within your privately fenced yard are yours to enjoy. Whether you prefer plenty of pots, lush tropical foliage, or lavish floral displays, each home has a 2000L water tank to collect rainwater for use on the garden as well as the toilets.

Talk to our Sales Team to arrange a private viewing of our currently available properties and discover how easy your daily life will be in your beautiful Palm Lake Resort Fern Bay home.

*Vaulted ceilings in some home designs.

Key features

  • Library
  • Pet friendly
  • Workshop
  • Dance floor
  • BBQ area
  • Indoor Heated Pool
  • Outdoor Pool
  • Spa
  • Eight-rink Undercover Bowls
  • Tennis Courts
  • Boat Ramp
  • Gymnasium
  • Craft Room
  • Bars
  • Luxury cinema


Waterside living

Palm Lake Resort Fern Bay lies adjacent to Fullerton Cove on the mighty Hunter River. It is a peaceful place where waterways merge on their way to the sea. The peaceful environment of Fern Bay makes it hard to believe you are actually 25 minutes from the city of Newcastle, offering all the services and facilities you would expect from a major commercial centre. Yet if you turn to the north, the nearby water wonderland of Port Stephens offers some of Australia’s best whale and dolphin watching in the wild, plus many other natural wonders.

  • 25 minutes north of Newcastle
  • 35 minutes south of Nelson Bay

Our Homes

Discover your next home

Palm Lake Resort Fern Bay’s coastal collection of new generation designs offers fifteen private and tranquil, architecturally designed two and three bedroom homes known as Palm Cove, Sea Coast, Seabreeze, Sunrise, Sunset, Twilight, Whitewave, Twilight Breeze, River Break, Seashell, Driftwood, Coral Reef and Shore Break.

View all homes

Discover your new lifestyle

More than 46 years of crafting luxury resort lifestyles

Indulge in exclusivity and opulence at Palm Lake Resort Fern Bay – an unrivalled masterpiece crafted with over 46 years of Palm Lake Group’s expertise and knowledge in creating resort-style havens for discerning over-50s. As a proudly Australian and family-owned company, we meticulously curate communities that embody the essence of elegance, excitement, inspiration, and aspiration.

We are passionate about reimagining retirement living, and our commitment to understanding the needs of today’s vibrant generation of over-50s has led us to creating revolutionary and innovative luxury lifestyle resorts across the country.

Palm Lake Resort Fern Bay heralds the dawn of a new era in luxury over-50s resort style living – a true pinnacle of refinement.

Award winning

Our portfolio of 38 communities across Australia has been richly rewarded, including winning Master Builders Association awards for our resorts, country clubs and display homes.

Consistently exceeding industry standards, we have established ourselves as true leaders in delivering Australia’s best luxury over-50s lifestyle resorts.

Start your journey here

Get in touch with us today to start your luxury resort lifestyle and elevate the best years of your life in style.