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Over 50s Living
near Belmont South

Thinking about premium over-50s living near Belmont South? While there is no Palm Lake Resort in Belmont South, Palm Lake Resort Fern Bay is only a short drive away. Purpose-built for Australians over 50, it provides architect-designed, low-maintenance homes and exclusive resort facilities within a welcoming community. Downsize with confidence, travel more, and enjoy everyday ease, while staying close to the people and places you love in Belmont South. Proudly Australian and family owned, Palm Lake Resort brings 48+ years of experience across 27 locations.

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A Snapshot of Belmont South

Belmont South is a picturesque suburb nestled on the eastern shores of Lake Macquarie in the City of Lake Macquarie, New South Wales, Australia, approximately 20-21 kilometres southwest of Newcastle’s central business district. Known for its tranquil lakeside views and natural beauty, it offers residents a relaxed coastal lifestyle with ample opportunities for outdoor activities like boating and fishing. The area features a mix of housing, catering to families, retirees, and young professionals seeking a peaceful community with access to urban amenities. Although there is no Palm Lake Resort within Belmont South itself, you’ll find Palm Lake Resort Fern Bay approximately 22.2km away.

Palm Lake Resort Fern Bay

Just 22.2km from Belmont South

Palm Lake Resort Fern Bay is a master planned lifestyle community for over 50s. Beside Fullerton Cove near Stockton Beach, residents choose their pace, from coastal walks and laps in the indoor heated pool to easy afternoons with neighbours.

Low-maintenance homes pair with first-class amenities including country club, indoor and outdoor pools, saunas, eight-rink undercover bowls, tennis, gym, luxury theatre, workshop and library, plus pet friendly, secure living, BBQ areas and a boat ramp with storage.

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What to Expect from Life at Palm Lake Resort

Every Palm Lake Resort is a curated lifestyle destination, created for those who see this chapter of life as growth, connection, shared community and enjoyment.
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Architecturally Designed Homes

Homes are crafted for comfort, style, function and flexibility. Open-plan living, high ceilings, quality fixtures and generous storage come together to create elegant spaces that feel like home as soon as you walk in. Outdoor patios, internal laundries and contemporary kitchens are standard, with optional upgrades for those with a designer’s eye.

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Premium Lifestyle Facilities

Resort life here is about more than the home itself. Each Palm Lake Resort includes exclusive community facilities, including clubhouses, wellness spaces, pools, gyms, bowling greens, creative studios and daily classes. Whether you want yoga at sunrise, live music at night, or a calm hour in the library lounge, it is all on site.

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A Smart Financial Model

We put clarity and value first. Our land lease model means you own your home while leasing the land beneath it. There is no stamp duty or council rates, and eligible homeowners may access rent assistance from Centrelink, where eligibility applies. It is a flexible way to rightsize, with predictable costs and the freedom to plan ahead.

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A Community That Feels Like Home

Life here invites connection, whether you prefer a walking group, time in the art studio or lively social events. At Palm Lake Resort, the community spirit is supportive and easy to experience. Make new friends, explore new interests and enjoy each day at your own pace with confidence.

Nearby Resorts

Palm Lake Resort offers additional lifestyle communities nearby, each with its own unique atmosphere and premium facilities. Whether you’re seeking coastal charm or country serenity, there’s a resort close to Belmont South to explore.

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Palm Lake Resort Fern Bay

Palm Lake Resort Fern Bay is a master planned lifestyle community for over-50s on the shores of Fullerton Cove near the Hunter River. Behind secure gates, homeowners set their own pace, from gentle exercise and craft groups to bowls on the undercover green, tennis, films in the theatre and laps in the indoor or outdoor pool with spa and saunas. Low maintenance homes suit a coastal life with Stockton Beach minutes away and Newcastle Airport nearby.
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Palm Lake Resort Tea Gardens

Palm Lake Resort Tea Gardens delivers over-55s living across 23 hectares with two country clubs, Water Lilies and Promenade, plus indoor and outdoor pools, mineral spa and saunas, Milon-style gym, eight-rink undercover bowls, tennis, ten-pin bowling, virtual golf, billiards, workshop, library and a cinema with dance floor and stage. It is pet friendly, gated and lock-and-leave, with on-site management, a 40-seat coach and limited caravan or boat storage. Minutes from Myall River and Hawks Nest, 65 minutes north of Newcastle.
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Palm Lake Resort Forster Lakes

Palm Lake Resort Forster Lakes offers coastal over-50s living centred on the Belleair Country Club. Enjoy indoor and outdoor pools with spa, sauna and salt room, a Milon gym, library, billiards, luxury cinema and a virtual golf simulator. Sports include an eight-rink undercover bowling green, ten-pin bowling and pickleball. Gated and pet friendly, homes feature opulent finishes and optional elevators. Financial advantages include stamp duty free, exit fee free, no council or land tax, and you keep all capital gains.
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What Our Residents Say

Frequently Asked Questions

Palm Lake Resort has nearby lifestyle communities, each with its own character and facilities. Whether you are seeking coastal charm or a leafy setting, there is a resort close to Belmont South to explore.
While there is not a Palm Lake Resort within Belmont South, the nearest community is Palm Lake Resort Fern Bay, approximately 22.2 km away. Here you will find architect-designed, low-maintenance homes alongside premium facilities and a welcoming community of over-50s homeowners. If you would like details on available homes, facilities and pricing, book a private inspection or request an info pack and our team will be in touch.
Palm Lake Resort Fern Bay is about 22.2 km from Belmont South. Actual travel time will vary with route and traffic, but many locals choose Fern Bay to stay close to familiar services, family and friends while enjoying the benefits of resort living. If you are planning a visit, our sales team can help with directions and inspection times.
At Palm Lake Resort, over-50s enjoy a welcoming community, daily opportunities to connect, and a rich calendar of activities from fitness classes and wellness sessions to arts, crafts and social events, alongside architect-designed, low-maintenance homes that balance timeless style with everyday comfort; with 48+ years of experience across 27 locations, we create supportive environments where homeowners can learn new skills, build lasting friendships, and feel genuinely proud of where they live.
Yes. Palm Lake Resort communities are pet-friendly, with simple guidelines to ensure harmony for all residents. Approval is required, and there may be limits on pet type and size. Many home designs include secure outdoor areas, and there are landscaped paths for daily walks. Please speak with the Fern Bay sales team about approved pets, suitable home layouts and nearby parks so you can plan comfortably for your companion.
Palm Lake Resort operates under a land lease model. You purchase your home and lease the land under a site agreement, which means you do not pay council rates on your home and there is no stamp duty on the purchase. Exit arrangements are set out in your agreement and may vary by resort. For clear, up-to-date information, review our comparison documents or speak with the Fern Bay sales team.
Facilities differ by resort. As a guide, many Palm Lake Resort communities include a country club, heated pool and spa, gym and fitness studio, indoor bowls, snooker and pool tables, pickleball or tennis courts, arts and craft studios, a cinema, library and lounge spaces, barbecue areas, community gardens and regular social and wellness programmes. Some locations also offer caravan or boat storage. Contact the relevant resort for a current inclusions list and activity timetable.
Our communities are designed for Australians over 50 seeking independent resort living in a secure, like-minded community. At least one permanent resident per home must be 50 or over. Occupancy and guest policies apply and may vary by resort. For guidance on your circumstances, talk with the Fern Bay sales team.
Many homeowners enjoy a lock-up-and-leave lifestyle. Homes are low-maintenance and the resort has on-site management, so you can travel for weeks or months with confidence. On your return, it is easy to rejoin social groups and activities, and some resorts offer storage options for caravans or boats. Speak with the Fern Bay team about practical tips for travelling regularly.
Palm Lake Resort focuses on independent living for over-50s. Our homes and facilities support an active lifestyle and strong community connection. If your needs change, our team can help connect you with local services, and in some regions Palm Lake Care may be an option depending on availability and suitability. Please discuss your situation with the Fern Bay team for tailored guidance.
Under the land lease model, homeowners pay a weekly site fee. This typically contributes to the operation and upkeep of shared facilities, maintenance of common areas and gardens, and on-site management and community services. The fee varies by resort and home. Eligible homeowners may be able to access Commonwealth Rent Assistance, subject to personal circumstances and government criteria, eligibility applies. You will not pay council rates, and there is no stamp duty on the home purchase. For a detailed breakdown, review our comparison documents or speak with the Fern Bay sales team.

Over 50s Living in Nearby Suburbs of Regional NSW

Explore more suburbs surrounding Belmont South where Palm Lake Resort may be the perfect lifestyle upgrade, even if the resort itself is located nearby rather than directly in your area.

Cams Wharf

Luxury Lifestyle Near Cams Wharf, New South Wales

Live a connected, low-maintenance lifestyle just 36km from Cams Wharf at Palm Lake Resort Fern Bay.

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Canton Beach

Luxury Lifestyle Near Canton Beach, New South Wales

Live a connected, low-maintenance lifestyle just 49.4km from Canton Beach at Palm Lake Resort Fern Bay.

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Carey Bay

Luxury Lifestyle Near Carey Bay, New South Wales

Live a connected, low-maintenance lifestyle just 25.7km from Carey Bay at Palm Lake Resort Fern Bay.

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Catherine Hill Bay

Luxury Lifestyle Near Catherine Hill Bay, New South Wales

Live a connected, low-maintenance lifestyle just 36km from Catherine Hill Bay at Palm Lake Resort Fern Bay.

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Caves Beach

Luxury Lifestyle Near Caves Beach, New South Wales

Live a connected, low-maintenance lifestyle just 28.7km from Caves Beach at Palm Lake Resort Fern Bay.

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Cessnock

Luxury Lifestyle Near Cessnock, New South Wales

Live a connected, low-maintenance lifestyle just 39.9km from Cessnock at Palm Lake Resort Fern Bay.

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Cessnock West

Luxury Lifestyle Near Cessnock West, New South Wales

Live a connected, low-maintenance lifestyle just 41.1km from Cessnock West at Palm Lake Resort Fern Bay.

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Chain Valley Bay

Luxury Lifestyle Near Chain Valley Bay, New South Wales

Live a connected, low-maintenance lifestyle just 39.5km from Chain Valley Bay at Palm Lake Resort Fern Bay.

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Charmhaven

Luxury Lifestyle Near Charmhaven, New South Wales

Live a connected, low-maintenance lifestyle just 52.9km from Charmhaven at Palm Lake Resort Fern Bay.

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Clarence Town

Luxury Lifestyle Near Clarence Town, New South Wales

Live a connected, low-maintenance lifestyle just 31km from Clarence Town at Palm Lake Resort Fern Bay.

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Cliftleigh

Luxury Lifestyle Near Cliftleigh, New South Wales

Live a connected, low-maintenance lifestyle just 21.4km from Cliftleigh at Palm Lake Resort Fern Bay.

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Coal Point

Luxury Lifestyle Near Coal Point, New South Wales

Live a connected, low-maintenance lifestyle just 25.1km from Coal Point at Palm Lake Resort Fern Bay.

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Colongra

Luxury Lifestyle Near Colongra, New South Wales

Live a connected, low-maintenance lifestyle just 49.9km from Colongra at Palm Lake Resort Fern Bay.

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Congewai

Luxury Lifestyle Near Congewai, New South Wales

Live a connected, low-maintenance lifestyle just 43.4km from Congewai at Palm Lake Resort Fern Bay.

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Coolongolook

Luxury Lifestyle Near Coolongolook, New South Wales

Live a connected, low-maintenance lifestyle just 31.9km from Coolongolook at Palm Lake Resort Forster Lakes.

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Cooranbong

Luxury Lifestyle Near Cooranbong, New South Wales

Live a connected, low-maintenance lifestyle just 37.8km from Cooranbong at Palm Lake Resort Fern Bay.

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Corlette

Luxury Lifestyle Near Corlette, New South Wales

Live a connected, low-maintenance lifestyle just 9.7km from Corlette at Palm Lake Resort Tea Gardens.

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Crangan Bay

Luxury Lifestyle Near Crangan Bay, New South Wales

Live a connected, low-maintenance lifestyle just 39.9km from Crangan Bay at Palm Lake Resort Fern Bay.

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Crawford River

Luxury Lifestyle Near Crawford River, New South Wales

Live a connected, low-maintenance lifestyle just 42.9km from Crawford River at Palm Lake Resort Tea Gardens.

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Croudace Bay

Luxury Lifestyle Near Croudace Bay, New South Wales

Live a connected, low-maintenance lifestyle just 22.1km from Croudace Bay at Palm Lake Resort Fern Bay.

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Dalwood

Luxury Lifestyle Near Dalwood, New South Wales

Live a connected, low-maintenance lifestyle just 92.8km from Dalwood at Palm Lake Resort Forster Lakes.

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Dora Creek

Luxury Lifestyle Near Dora Creek, New South Wales

Live a connected, low-maintenance lifestyle just 38.5km from Dora Creek at Palm Lake Resort Fern Bay.

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Doyalson

Luxury Lifestyle Near Doyalson, New South Wales

Live a connected, low-maintenance lifestyle just 39.4km from Doyalson at Palm Lake Resort Fern Bay.

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Doyalson North

Luxury Lifestyle Near Doyalson North, New South Wales

Live a connected, low-maintenance lifestyle just 37.9km from Doyalson North at Palm Lake Resort Fern Bay.

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Duckenfield

Luxury Lifestyle Near Duckenfield, New South Wales

Live a connected, low-maintenance lifestyle just 20.5km from Duckenfield at Palm Lake Resort Fern Bay.

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Dunearn

Luxury Lifestyle Near Dunearn, Victoria

Live a connected, low-maintenance lifestyle just 30.7km from Dunearn at Palm Lake Resort Willow Lodge.

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Dungog

Luxury Lifestyle Near Dungog, New South Wales

Live a connected, low-maintenance lifestyle just 45.8km from Dungog at Palm Lake Resort Tea Gardens.

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Duns Creek

Luxury Lifestyle Near Duns Creek, New South Wales

Live a connected, low-maintenance lifestyle just 29.2km from Duns Creek at Palm Lake Resort Fern Bay.

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Durren Durren

Luxury Lifestyle Near Durren Durren, New South Wales

Live a connected, low-maintenance lifestyle just 39.3km from Durren Durren at Palm Lake Resort Fern Bay.

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Eagleton

Luxury Lifestyle Near Eagleton, New South Wales

Live a connected, low-maintenance lifestyle just 18km from Eagleton at Palm Lake Resort Fern Bay.

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