Comparing premium over-50s living options near Budgewoi? While there is no Palm Lake Resort in Budgewoi, Palm Lake Resort Fern Bay remains only a short drive away. Designed for Australians over 50, it showcases architect-designed, low-maintenance homes and exclusive resort facilities within a welcoming community. Downsize with confidence, travel more, and enjoy everyday ease, while staying close to the people and places you love in Budgewoi. Proudly Australian and family owned, Palm Lake Resort brings 48+ years of experience across 27 locations.

A Snapshot of Budgewoi

Budgewoi is a picturesque coastal town situated on the Central Coast of New South Wales, Australia, approximately 114 km northeast of Sydney. With a population of around 3,497 residents, it offers a tranquil coastal lifestyle, attracting both families and retirees. The suburb is uniquely positioned, bordered by Lake Munmorah, Budgewoi Lake, and the Pacific Ocean, making it a haven for water enthusiasts. Although there is no Palm Lake Resort within Budgewoi itself, you’ll find Palm Lake Resort Fern Bay approximately 47.6km away.

Palm Lake Resort Fern Bay

Just 47.6km from Budgewoi

Palm Lake Resort Fern Bay is a master planned lifestyle community for over 50s. Beside Fullerton Cove near Stockton Beach, residents choose their pace, from coastal walks and laps in the indoor heated pool to easy afternoons with neighbours.

Low-maintenance homes pair with first-class amenities including country club, indoor and outdoor pools, saunas, eight-rink undercover bowls, tennis, gym, luxury theatre, workshop and library, plus pet friendly, secure living, BBQ areas and a boat ramp with storage.

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What to Expect from Life at Palm Lake Resort

Every Palm Lake Resort is a curated lifestyle destination, created for those who see this chapter of life as growth, connection, shared community and enjoyment.
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Architecturally Designed Homes

Every home is curated for comfort, style, function and flexibility. Open-plan living, elevated ceilings, quality fixtures and abundant storage form elegant spaces that feel like home from your first step inside. Outdoor patios, internal laundries and contemporary kitchens are included as standard, with optional upgrades for those with a designer’s eye.

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Premium Lifestyle Facilities

Resort living is more than what happens at home. Each Palm Lake Resort offers exclusive community facilities, including clubhouses, wellness spaces, pools, gyms, bowling greens, creative studios and daily classes. From yoga at sunrise to live music at night, or a quiet read in the library lounge, everything is on site.

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A Smart Financial Model

We keep things simple and fair. With our land lease model, you own your home and lease the land. There is no stamp duty or council rates, and eligible homeowners may access rent assistance from Centrelink, where eligibility applies. It is a flexible way to rightsize, with predictable costs and less hassle as you plan what is next.

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A Community That Feels Like Home

Connection shapes daily life here, whether you are joining a walking group, creating in the art studio or attending social events. The community spirit at Palm Lake Resort is warm, supportive and always present. Build new friendships, explore fresh interests and enjoy each day at your own pace with confidence.

Nearby Resorts

Palm Lake Resort offers additional lifestyle communities nearby, each with its own unique atmosphere and premium facilities. Whether you’re seeking coastal charm or country serenity, there’s a resort close to Budgewoi to explore.

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Palm Lake Resort Fern Bay

Palm Lake Resort Fern Bay is a master planned lifestyle community for over-50s on the shores of Fullerton Cove near the Hunter River. Behind secure gates, homeowners set their own pace, from gentle exercise and craft groups to bowls on the undercover green, tennis, films in the theatre and laps in the indoor or outdoor pool with spa and saunas. Low maintenance homes suit a coastal life with Stockton Beach minutes away and Newcastle Airport nearby.
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Palm Lake Resort Tea Gardens

Palm Lake Resort Tea Gardens delivers over-55s living across 23 hectares with two country clubs, Water Lilies and Promenade, plus indoor and outdoor pools, mineral spa and saunas, Milon-style gym, eight-rink undercover bowls, tennis, ten-pin bowling, virtual golf, billiards, workshop, library and a cinema with dance floor and stage. It is pet friendly, gated and lock-and-leave, with on-site management, a 40-seat coach and limited caravan or boat storage. Minutes from Myall River and Hawks Nest, 65 minutes north of Newcastle.
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Palm Lake Resort Forster Lakes

Palm Lake Resort Forster Lakes offers coastal over-50s living centred on the Belleair Country Club. Enjoy indoor and outdoor pools with spa, sauna and salt room, a Milon gym, library, billiards, luxury cinema and a virtual golf simulator. Sports include an eight-rink undercover bowling green, ten-pin bowling and pickleball. Gated and pet friendly, homes feature opulent finishes and optional elevators. Financial advantages include stamp duty free, exit fee free, no council or land tax, and you keep all capital gains.

What Our Residents Say

Frequently Asked Questions

Palm Lake Resort has nearby lifestyle communities, each with its own character and facilities. Whether you are seeking coastal charm or a leafy setting, there is a resort close to Budgewoi to explore.
While there is not a Palm Lake Resort within Budgewoi, the nearest community is Palm Lake Resort Fern Bay, approximately 47.6 km away. Here you will find architect-designed, low-maintenance homes alongside premium facilities and a welcoming community of over-50s homeowners. If you would like details on available homes, facilities and pricing, book a private inspection or request an info pack and our team will be in touch.
Palm Lake Resort Fern Bay is about 47.6 km from Budgewoi. Actual travel time will vary with route and traffic, but many locals choose Fern Bay to stay close to familiar services, family and friends while enjoying the benefits of resort living. If you are planning a visit, our sales team can help with directions and inspection times.
At Palm Lake Resort, over-50s enjoy a welcoming community, daily opportunities to connect, and a rich calendar of activities from fitness classes and wellness sessions to arts, crafts and social events, alongside architect-designed, low-maintenance homes that balance timeless style with everyday comfort; with 48+ years of experience across 27 locations, we create supportive environments where homeowners can learn new skills, build lasting friendships, and feel genuinely proud of where they live.
Yes. Palm Lake Resort communities are pet-friendly, with simple guidelines to ensure harmony for all residents. Approval is required, and there may be limits on pet type and size. Many home designs include secure outdoor areas, and there are landscaped paths for daily walks. Please speak with the Fern Bay sales team about approved pets, suitable home layouts and nearby parks so you can plan comfortably for your companion.
Palm Lake Resort operates under a land lease model. You purchase your home and lease the land under a site agreement, which means you do not pay council rates on your home and there is no stamp duty on the purchase. Exit arrangements are set out in your agreement and may vary by resort. For clear, up-to-date information, review our comparison documents or speak with the Fern Bay sales team.
Facilities differ by resort. As a guide, many Palm Lake Resort communities include a country club, heated pool and spa, gym and fitness studio, indoor bowls, snooker and pool tables, pickleball or tennis courts, arts and craft studios, a cinema, library and lounge spaces, barbecue areas, community gardens and regular social and wellness programmes. Some locations also offer caravan or boat storage. Contact the relevant resort for a current inclusions list and activity timetable.
Our communities are designed for Australians over 50 seeking independent resort living in a secure, like-minded community. At least one permanent resident per home must be 50 or over. Occupancy and guest policies apply and may vary by resort. For guidance on your circumstances, talk with the Fern Bay sales team.
Many homeowners enjoy a lock-up-and-leave lifestyle. Homes are low-maintenance and the resort has on-site management, so you can travel for weeks or months with confidence. On your return, it is easy to rejoin social groups and activities, and some resorts offer storage options for caravans or boats. Speak with the Fern Bay team about practical tips for travelling regularly.
Palm Lake Resort focuses on independent living for over-50s. Our homes and facilities support an active lifestyle and strong community connection. If your needs change, our team can help connect you with local services, and in some regions Palm Lake Care may be an option depending on availability and suitability. Please discuss your situation with the Fern Bay team for tailored guidance.
Under the land lease model, homeowners pay a weekly site fee. This typically contributes to the operation and upkeep of shared facilities, maintenance of common areas and gardens, and on-site management and community services. The fee varies by resort and home. Eligible homeowners may be able to access Commonwealth Rent Assistance, subject to personal circumstances and government criteria, eligibility applies. You will not pay council rates, and there is no stamp duty on the home purchase. For a detailed breakdown, review our comparison documents or speak with the Fern Bay sales team.

Over 50s Living in Nearby Suburbs of Regional NSW

Explore more suburbs surrounding Budgewoi where Palm Lake Resort may be the perfect lifestyle upgrade, even if the resort itself is located nearby rather than directly in your area.

Crystal Creek

Luxury Lifestyle Near Crystal Creek, New South Wales

Live a connected, low-maintenance lifestyle just 25.9km from Crystal Creek at Palm Lake Resort Banora Point.

Cudgen

Luxury Lifestyle Near Cudgen, New South Wales

Live a connected, low-maintenance lifestyle just 6.3km from Cudgen at Palm Lake Resort Tweed River.

Cudgera Creek

Luxury Lifestyle Near Cudgera Creek, New South Wales

Live a connected, low-maintenance lifestyle just 21.1km from Cudgera Creek at Palm Lake Resort Tweed River.

Cumbalum

Luxury Lifestyle Near Cumbalum, New South Wales

Live a connected, low-maintenance lifestyle just 6.5km from Cumbalum at Palm Lake Resort Ballina.

Cundletown

Luxury Lifestyle Near Cundletown, New South Wales

Live a connected, low-maintenance lifestyle just 34.1km from Cundletown at Palm Lake Resort Forster Lakes.

Dalwood

Luxury Lifestyle Near Dalwood, New South Wales

Live a connected, low-maintenance lifestyle just 92.8km from Dalwood at Palm Lake Resort Forster Lakes.

Darawank

Luxury Lifestyle Near Darawank, New South Wales

Live a connected, low-maintenance lifestyle just 4.3km from Darawank at Palm Lake Resort Forster Lakes.

Diamond Beach

Luxury Lifestyle Near Diamond Beach, New South Wales

Live a connected, low-maintenance lifestyle just 4.6km from Diamond Beach at Palm Lake Resort Forster Lakes.

Diggers Camp

Luxury Lifestyle Near Diggers Camp, New South Wales

Live a connected, low-maintenance lifestyle just 20.6km from Diggers Camp at Palm Lake Resort Yamba.

Dilkoon

Luxury Lifestyle Near Dilkoon, New South Wales

Live a connected, low-maintenance lifestyle just 33.6km from Dilkoon at Palm Lake Resort Yamba.

Dirty Creek

Luxury Lifestyle Near Dirty Creek, New South Wales

Live a connected, low-maintenance lifestyle just 73.3km from Dirty Creek at Palm Lake Resort Yamba.

Dollys Flat

Luxury Lifestyle Near Dollys Flat, New South Wales

Live a connected, low-maintenance lifestyle just 77.8km from Dollys Flat at Palm Lake Resort Forster Lakes.

Doon Doon

Luxury Lifestyle Near Doon Doon, New South Wales

Live a connected, low-maintenance lifestyle just 29.8km from Doon Doon at Palm Lake Resort Banora Point.

Doonbah

Luxury Lifestyle Near Doonbah, New South Wales

Live a connected, low-maintenance lifestyle just 34.9km from Doonbah at Palm Lake Resort Yamba Cove.

Dora Creek

Luxury Lifestyle Near Dora Creek, New South Wales

Live a connected, low-maintenance lifestyle just 38.5km from Dora Creek at Palm Lake Resort Fern Bay.

Dorroughby

Luxury Lifestyle Near Dorroughby, New South Wales

Live a connected, low-maintenance lifestyle just 45.7km from Dorroughby at Palm Lake Resort Ballina.

Doyalson

Luxury Lifestyle Near Doyalson, New South Wales

Live a connected, low-maintenance lifestyle just 39.4km from Doyalson at Palm Lake Resort Fern Bay.

Doyalson North

Luxury Lifestyle Near Doyalson North, New South Wales

Live a connected, low-maintenance lifestyle just 37.9km from Doyalson North at Palm Lake Resort Fern Bay.

Duckenfield

Luxury Lifestyle Near Duckenfield, New South Wales

Live a connected, low-maintenance lifestyle just 20.5km from Duckenfield at Palm Lake Resort Fern Bay.

Dulguigan

Luxury Lifestyle Near Dulguigan, New South Wales

Live a connected, low-maintenance lifestyle just 18.5km from Dulguigan at Palm Lake Resort Tweed River.

Dum Dum

Luxury Lifestyle Near Dum Dum, New South Wales

Live a connected, low-maintenance lifestyle just 23.7km from Dum Dum at Palm Lake Resort Tweed River.

Dumaresq Island

Luxury Lifestyle Near Dumaresq Island, New South Wales

Live a connected, low-maintenance lifestyle just 34km from Dumaresq Island at Palm Lake Resort Forster Lakes.

Dunbible

Luxury Lifestyle Near Dunbible, New South Wales

Live a connected, low-maintenance lifestyle just 18.8km from Dunbible at Palm Lake Resort Banora Point.

Dunearn

Luxury Lifestyle Near Dunearn, Victoria

Live a connected, low-maintenance lifestyle just 30.7km from Dunearn at Palm Lake Resort Willow Lodge.

Dungarubba

Luxury Lifestyle Near Dungarubba, New South Wales

Live a connected, low-maintenance lifestyle just 31.3km from Dungarubba at Palm Lake Resort Ballina.

Dungay

Luxury Lifestyle Near Dungay, New South Wales

Live a connected, low-maintenance lifestyle just 14.7km from Dungay at Palm Lake Resort Banora Point.

Dungog

Luxury Lifestyle Near Dungog, New South Wales

Live a connected, low-maintenance lifestyle just 45.8km from Dungog at Palm Lake Resort Tea Gardens.

Dunoon

Luxury Lifestyle Near Dunoon, New South Wales

Live a connected, low-maintenance lifestyle just 30.3km from Dunoon at Palm Lake Resort Ballina.

Duns Creek

Luxury Lifestyle Near Duns Creek, New South Wales

Live a connected, low-maintenance lifestyle just 29.2km from Duns Creek at Palm Lake Resort Fern Bay.

Duranbah

Luxury Lifestyle Near Duranbah, New South Wales

Live a connected, low-maintenance lifestyle just 8.1km from Duranbah at Palm Lake Resort Tweed River.