Discover premium over-50s living in Regional NSW, where elegant design, everyday ease, and a strong sense of community come together. Enjoy the freedom to travel, low-maintenance living, and access to lifestyle amenities close to the people and places you love. Below, you’ll find all the key information and the Regional NSW areas we service, so you can explore suburbs that suit your lifestyle and plan your next step with confidence.

A Snapshot of Regional NSW

Regional NSW is the vast geographical expanse of New South Wales, Australia, lying outside the major metropolitan areas of Sydney, Newcastle, and Wollongong. This diverse region features expansive agricultural lands, rugged mountain ranges, pristine coastlines, and numerous vibrant regional towns. It serves as the economic and cultural heartland of the state, supporting industries such as agriculture, mining, tourism, and manufacturing, while offering a lifestyle blend of rural charm and growing urban conveniences.

Palm Lake Resort Fern Bay

Palm Lake Resort Fern Bay is a master planned lifestyle community for over 50s. Beside Fullerton Cove near Stockton Beach, residents choose their pace, from coastal walks and laps in the indoor heated pool to easy afternoons with neighbours.

Low-maintenance homes pair with first-class amenities including country club, indoor and outdoor pools, saunas, eight-rink undercover bowls, tennis, gym, luxury theatre, workshop and library, plus pet friendly, secure living, BBQ areas and a boat ramp with storage.

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What to Expect from Life at Palm Lake Resort

Every Palm Lake Resort is a curated lifestyle destination, created for those who see this chapter of life as growth, connection, shared community and enjoyment.
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Architecturally Designed Homes

Each residence is crafted for comfort, style, function and flexibility. Open-plan living, soaring ceilings, quality fixtures and ample storage create refined spaces that feel like home from the first step inside. Outdoor patios, internal laundries and contemporary kitchens are standard inclusions, with optional upgrades available for those with a designer’s eye.

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Premium Lifestyle Facilities

Life at the resort goes beyond your front door. Every Palm Lake Resort includes exclusive community facilities such as clubhouses, wellness spaces, pools, gyms, bowling greens, creative studios and daily classes. Enjoy yoga at sunrise, live music after dark, or a quiet read in the library lounge, right on site.

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A Smart Financial Model

We believe in clear, fair arrangements. With our land lease model, you own your home while leasing the land beneath it. There is no stamp duty and no council rates, and eligible homeowners may access rent assistance from Centrelink, where eligibility applies. It offers a flexible path to rightsize, with predictable costs and fewer headaches when planning ahead.

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A Community That Feels Like Home

This is a place built around connection, from walking groups to time in the art studio and a calendar of social events. Palm Lake Resort is known for a supportive community spirit you can feel daily. Make new friends, try new interests and live each day at your own pace with confidence.

Nearby Resorts

Palm Lake Resort offers additional lifestyle communities nearby, each with its own unique atmosphere and premium facilities. Whether you’re seeking coastal charm or country serenity, there’s a resort close to Regional NSW to explore.

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Palm Lake Resort Fern Bay

Palm Lake Resort Fern Bay is a master planned lifestyle community for over-50s on the shores of Fullerton Cove near the Hunter River. Behind secure gates, homeowners set their own pace, from gentle exercise and craft groups to bowls on the undercover green, tennis, films in the theatre and laps in the indoor or outdoor pool with spa and saunas. Low maintenance homes suit a coastal life with Stockton Beach minutes away and Newcastle Airport nearby.
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Palm Lake Resort Tea Gardens

Palm Lake Resort Tea Gardens delivers over-55s living across 23 hectares with two country clubs, Water Lilies and Promenade, plus indoor and outdoor pools, mineral spa and saunas, Milon-style gym, eight-rink undercover bowls, tennis, ten-pin bowling, virtual golf, billiards, workshop, library and a cinema with dance floor and stage. It is pet friendly, gated and lock-and-leave, with on-site management, a 40-seat coach and limited caravan or boat storage. Minutes from Myall River and Hawks Nest, 65 minutes north of Newcastle.
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Palm Lake Resort Forster Lakes

Palm Lake Resort Forster Lakes offers coastal over-50s living centred on the Belleair Country Club. Enjoy indoor and outdoor pools with spa, sauna and salt room, a Milon gym, library, billiards, luxury cinema and a virtual golf simulator. Sports include an eight-rink undercover bowling green, ten-pin bowling and pickleball. Gated and pet friendly, homes feature opulent finishes and optional elevators. Financial advantages include stamp duty free, exit fee free, no council or land tax, and you keep all capital gains.

What Our Residents Say

Frequently Asked Questions

Palm Lake Resort has nearby lifestyle communities, each with its own character and facilities. Whether you are seeking coastal charm or a leafy setting, there is a resort close to Regional NSW to explore.
While there is not a Palm Lake Resort within Regional NSW, the nearest community is Palm Lake Resort Fern Bay, approximately 459.8 km away. Here you will find architect-designed, low-maintenance homes alongside premium facilities and a welcoming community of over-50s homeowners. If you would like details on available homes, facilities and pricing, book a private inspection or request an info pack and our team will be in touch.
Palm Lake Resort Fern Bay is about 459.8 km from Regional NSW. Actual travel time will vary with route and traffic, but many locals choose Fern Bay to stay close to familiar services, family and friends while enjoying the benefits of resort living. If you are planning a visit, our sales team can help with directions and inspection times.
At Palm Lake Resort, over-50s enjoy a welcoming community, daily opportunities to connect, and a rich calendar of activities from fitness classes and wellness sessions to arts, crafts and social events, alongside architect-designed, low-maintenance homes that balance timeless style with everyday comfort; with 48+ years of experience across 27 locations, we create supportive environments where homeowners can learn new skills, build lasting friendships, and feel genuinely proud of where they live.
Yes. Palm Lake Resort communities are pet-friendly, with simple guidelines to ensure harmony for all residents. Approval is required, and there may be limits on pet type and size. Many home designs include secure outdoor areas, and there are landscaped paths for daily walks. Please speak with the Fern Bay sales team about approved pets, suitable home layouts and nearby parks so you can plan comfortably for your companion.
Palm Lake Resort operates under a land lease model. You purchase your home and lease the land under a site agreement, which means you do not pay council rates on your home and there is no stamp duty on the purchase. Exit arrangements are set out in your agreement and may vary by resort. For clear, up-to-date information, review our comparison documents or speak with the Fern Bay sales team.
Facilities differ by resort. As a guide, many Palm Lake Resort communities include a country club, heated pool and spa, gym and fitness studio, indoor bowls, snooker and pool tables, pickleball or tennis courts, arts and craft studios, a cinema, library and lounge spaces, barbecue areas, community gardens and regular social and wellness programmes. Some locations also offer caravan or boat storage. Contact the relevant resort for a current inclusions list and activity timetable.
Our communities are designed for Australians over 50 seeking independent resort living in a secure, like-minded community. At least one permanent resident per home must be 50 or over. Occupancy and guest policies apply and may vary by resort. For guidance on your circumstances, talk with the Fern Bay sales team.
Many homeowners enjoy a lock-up-and-leave lifestyle. Homes are low-maintenance and the resort has on-site management, so you can travel for weeks or months with confidence. On your return, it is easy to rejoin social groups and activities, and some resorts offer storage options for caravans or boats. Speak with the Fern Bay team about practical tips for travelling regularly.
Palm Lake Resort focuses on independent living for over-50s. Our homes and facilities support an active lifestyle and strong community connection. If your needs change, our team can help connect you with local services, and in some regions Palm Lake Care may be an option depending on availability and suitability. Please discuss your situation with the Fern Bay team for tailored guidance.
Under the land lease model, homeowners pay a weekly site fee. This typically contributes to the operation and upkeep of shared facilities, maintenance of common areas and gardens, and on-site management and community services. The fee varies by resort and home. Eligible homeowners may be able to access Commonwealth Rent Assistance, subject to personal circumstances and government criteria, eligibility applies. You will not pay council rates, and there is no stamp duty on the home purchase. For a detailed breakdown, review our comparison documents or speak with the Fern Bay sales team.

Over 50s Living in Nearby Suburbs of Regional NSW

Explore more suburbs surrounding Regional NSW where Palm Lake Resort may be the perfect lifestyle upgrade, even if the resort itself is located nearby rather than directly in your area.

Marmong Point

Luxury Lifestyle Near Marmong Point, New South Wales

Live a connected, low-maintenance lifestyle just 25km from Marmong Point at Palm Lake Resort Fern Bay.

Martinsville

Luxury Lifestyle Near Martinsville, New South Wales

Live a connected, low-maintenance lifestyle just 37.9km from Martinsville at Palm Lake Resort Fern Bay.

Mirrabooka

Luxury Lifestyle Near Mirrabooka, New South Wales

Live a connected, low-maintenance lifestyle just 44.4km from Mirrabooka at Palm Lake Resort Fern Bay.

Morisset

Luxury Lifestyle Near Morisset, New South Wales

Live a connected, low-maintenance lifestyle just 41.6km from Morisset at Palm Lake Resort Fern Bay.

Morisset Park

Luxury Lifestyle Near Morisset Park, New South Wales

Live a connected, low-maintenance lifestyle just 36.6km from Morisset Park at Palm Lake Resort Fern Bay.

Myuna Bay

Luxury Lifestyle Near Myuna Bay, New South Wales

Live a connected, low-maintenance lifestyle just 37.4km from Myuna Bay at Palm Lake Resort Fern Bay.

Norah Head

Luxury Lifestyle Near Norah Head, New South Wales

Live a connected, low-maintenance lifestyle just 51km from Norah Head at Palm Lake Resort Fern Bay.

Noraville

Luxury Lifestyle Near Noraville, New South Wales

Live a connected, low-maintenance lifestyle just 49.3km from Noraville at Palm Lake Resort Fern Bay.

Nords Wharf

Luxury Lifestyle Near Nords Wharf, New South Wales

Live a connected, low-maintenance lifestyle just 32.1km from Nords Wharf at Palm Lake Resort Fern Bay.

Pelican

Luxury Lifestyle Near Pelican, New South Wales

Live a connected, low-maintenance lifestyle just 23.3km from Pelican at Palm Lake Resort Fern Bay.

Pinny Beach

Luxury Lifestyle Near Pinny Beach, New South Wales

Live a connected, low-maintenance lifestyle just 34.3km from Pinny Beach at Palm Lake Resort Fern Bay.

Point Wolstoncroft

Luxury Lifestyle Near Point Wolstoncroft, New South Wales

Live a connected, low-maintenance lifestyle just 38km from Point Wolstoncroft at Palm Lake Resort Fern Bay.

Rathmines

Luxury Lifestyle Near Rathmines, New South Wales

Live a connected, low-maintenance lifestyle just 28.3km from Rathmines at Palm Lake Resort Fern Bay.

Ryhope

Luxury Lifestyle Near Ryhope, New South Wales

Live a connected, low-maintenance lifestyle just 34.5km from Ryhope at Palm Lake Resort Fern Bay.

Silverwater

Luxury Lifestyle Near Silverwater, New South Wales

Live a connected, low-maintenance lifestyle just 129.6km from Silverwater at Palm Lake Resort Fern Bay.

Summerland Point

Luxury Lifestyle Near Summerland Point, New South Wales

Live a connected, low-maintenance lifestyle just 41.8km from Summerland Point at Palm Lake Resort Fern Bay.

Swansea

Luxury Lifestyle Near Swansea, New South Wales

Live a connected, low-maintenance lifestyle just 24.1km from Swansea at Palm Lake Resort Fern Bay.

Swansea Heads

Luxury Lifestyle Near Swansea Heads, New South Wales

Live a connected, low-maintenance lifestyle just 23.1km from Swansea Heads at Palm Lake Resort Fern Bay.

Teralba

Luxury Lifestyle Near Teralba, New South Wales

Live a connected, low-maintenance lifestyle just 23.6km from Teralba at Palm Lake Resort Fern Bay.

Toronto

Luxury Lifestyle Near Toronto, New South Wales

Live a connected, low-maintenance lifestyle just 24.8km from Toronto at Palm Lake Resort Fern Bay.

Toukley

Luxury Lifestyle Near Toukley, New South Wales

Live a connected, low-maintenance lifestyle just 51.2km from Toukley at Palm Lake Resort Fern Bay.

Tuggerawong

Luxury Lifestyle Near Tuggerawong, New South Wales

Live a connected, low-maintenance lifestyle just 52km from Tuggerawong at Palm Lake Resort Fern Bay.

Valentine

Luxury Lifestyle Near Valentine, New South Wales

Live a connected, low-maintenance lifestyle just 24.5km from Valentine at Palm Lake Resort Fern Bay.

Wadalba

Luxury Lifestyle Near Wadalba, New South Wales

Live a connected, low-maintenance lifestyle just 54.8km from Wadalba at Palm Lake Resort Fern Bay.

Wakefield

Luxury Lifestyle Near Wakefield, New South Wales

Live a connected, low-maintenance lifestyle just 32.5km from Wakefield at Palm Lake Resort Fern Bay.

Wallarah

Luxury Lifestyle Near Wallarah, New South Wales

Live a connected, low-maintenance lifestyle just 44.4km from Wallarah at Palm Lake Resort Fern Bay.

Wangi Wangi

Luxury Lifestyle Near Wangi Wangi, New South Wales

Live a connected, low-maintenance lifestyle just 31.3km from Wangi Wangi at Palm Lake Resort Fern Bay.

Warners Bay

Luxury Lifestyle Near Warners Bay, New South Wales

Live a connected, low-maintenance lifestyle just 20.6km from Warners Bay at Palm Lake Resort Fern Bay.

Warnervale

Luxury Lifestyle Near Warnervale, New South Wales

Live a connected, low-maintenance lifestyle just 55.6km from Warnervale at Palm Lake Resort Fern Bay.

Windermere Park

Luxury Lifestyle Near Windermere Park, New South Wales

Live a connected, low-maintenance lifestyle just 34.3km from Windermere Park at Palm Lake Resort Fern Bay.