Over 50s Living
near Smiths Beach

Prefer premium over-50s living near Smiths Beach? While there is no Palm Lake Resort in Smiths Beach, Palm Lake Resort Phillip Island sits only a short drive away. Created for Australians over 50, it delivers architect-designed, low-maintenance homes and exclusive resort facilities within a genuinely welcoming community. Downsize with confidence, travel more, and enjoy everyday ease, while staying close to the people and places you love in Smiths Beach. Proudly Australian and family owned, Palm Lake Resort brings 48+ years of experience across 27 locations.

A Snapshot of Smiths Beach

Smiths Beach is a picturesque coastal community located on Phillip Island, Victoria, Australia, known for its consistent surf and a laid-back atmosphere. It features two sandy beaches, Smiths Beach and YCW Beach, set against a backdrop of open pastures and rugged headlands. The suburb has a small commercial centre with a surf shop, cafe, and general store, and is conveniently situated near the main town of Cowes and the Phillip Island Grand Prix Circuit.Although there is no Palm Lake Resort within Smiths Beach itself, you’ll find Palm Lake Resort Phillip Island approximately 9km away.

Palm Lake Resort Phillip Island

Just 9km from Smiths Beach

Palm Lake Resort Phillip Island is a master planned lifestyle community for over 50s. In Cowes, between the golf course and local bowls club, residents set their own pace, from laps in the heated indoor pool to Saturday barbecues with friends. Low-maintenance homes pair with first-class amenities, including indoor bowls, a Grand Hall with theatre, grand piano, dance floor and games room, plus gym, library, pet friendly spaces and caravan storage for effortless coastal living.

What to Expect from Life at Palm Lake Resort

Every Palm Lake Resort is a curated lifestyle destination, created for those who see this chapter of life as growth, connection, shared community and enjoyment.

Architecturally Designed Homes

Each home is designed for comfort, style, function and flexibility. Open-plan living, high ceilings, quality fixtures and well-planned storage create elegant spaces that feel like home from the first moment you arrive. Outdoor patios, internal laundries and contemporary kitchens are standard inclusions, with optional upgrades available for those with a designer’s eye.

Premium Lifestyle Facilities

Living at Palm Lake Resort extends past your doorstep. You will have access to exclusive community facilities, including clubhouses, wellness spaces, pools, gyms, bowling greens, creative studios and daily classes. Opt for yoga at sunrise, enjoy live music in the evening, or find a quiet corner in the library lounge, all on site.

A Smart Financial Model

We believe in straightforward value. With our land lease model, you own the dwelling and lease the land. There is no stamp duty and no council rates, and eligible homeowners may access rent assistance from Centrelink, where eligibility applies. It provides a flexible route to rightsize, with predictable costs and fewer obstacles to planning ahead.

A Community That Feels Like Home

Everyday life here is connected, from group walks to creative sessions in the art studio and regular social gatherings. The Palm Lake Resort community spirit is supportive and widely recognised. Form new friendships, try new interests and enjoy each day at your own pace with confidence.

Nearby Resorts

Palm Lake Resort offers additional lifestyle communities nearby, each with its own unique atmosphere and premium facilities. Whether you’re seeking coastal charm or country serenity, there’s a resort close to Smiths Beach to explore.

Palm Lake Resort Phillip Island

Palm Lake Resort Phillip Island delivers relaxed over 50s living in Cowes, nestled between the 18 hole golf course and the lawn bowls club. Enjoy indoor bowls, an indoor heated pool, a Grand Hall with cinema, grand piano, dance floor and games room, plus yoga, aerobics, gym and library too. Each home receives one free weekly meal in the elegant dining room.

Palm Lake Resort Willow Lodge

Palm Lake Resort Willow Lodge offers friendly over 50s living with a broad suite of conveniences and activities. Enjoy a pool, bowling green, cinema, gym, bar, games room, dance floor, workshop, library and pet spaces, plus on site medical, hairdresser and café. Quality two and three bedroom new builds and pre loved homes feature spacious living, alfresco areas and storage. Located in Bangholme with buses nearby, you are 55 minutes south of Melbourne and 35 minutes from the Mornington Peninsula.

Palm Lake Resort Truganina

Palm Lake Resort Truganina delivers welcoming over 50s living with Paradise Palms Country Club at its heart, an indoor heated pool, sauna and spa, eight rink undercover bowling green, gym, luxury cinema, billiards and darts, arts and craft room, workshop, coffee station and bar. Architect designed Hebel homes are energy efficient, and low maintenance, with flexible bedroom and study layouts. Enjoy pet friendly, owner occupied living with no council rates, thirty minutes to Melbourne CBD and Tullamarine and Avalon airports.

What Our Residents Say

Frequently Asked Questions

Palm Lake Resort has nearby lifestyle communities, each with its own character and facilities. Whether you are seeking coastal charm or a leafy setting, there is a resort close to Smiths Beach to explore.

Is there a Palm Lake Resort in Smiths Beach?

While there is not a Palm Lake Resort within Smiths Beach, the nearest community is Palm Lake Resort Phillip Island, approximately 9 km away. Here you will find architect-designed, low-maintenance homes alongside premium facilities and a welcoming community of over-50s homeowners. If you would like details on available homes, facilities and pricing, book a private inspection or request an info pack and our team will be in touch.

How far is Palm Lake Resort Phillip Island from Smiths Beach?

Palm Lake Resort Phillip Island is about 9 km from Smiths Beach. Actual travel time will vary with route and traffic, but many locals choose Phillip Island to stay close to familiar services, family and friends while enjoying the benefits of resort living. If you are planning a visit, our sales team can help with directions and inspection times.

What are the lifestyle benefits of Palm Lake Resort?

At Palm Lake Resort, over-50s enjoy a welcoming community, daily opportunities to connect, and a rich calendar of activities from fitness classes and wellness sessions to arts, crafts and social events, alongside architect-designed, low-maintenance homes that balance timeless style with everyday comfort; with 48+ years of experience across 27 locations, we create supportive environments where homeowners can learn new skills, build lasting friendships, and feel genuinely proud of where they live.

Are the homes pet-friendly?

Yes. Palm Lake Resort communities are pet-friendly, with simple guidelines to ensure harmony for all residents. Approval is required, and there may be limits on pet type and size. Many home designs include secure outdoor areas, and there are landscaped paths for daily walks. Please speak with the Phillip Island sales team about approved pets, suitable home layouts and nearby parks so you can plan comfortably for your companion.

Are there exit fees or council rates?

Palm Lake Resort operates under a land lease model. You purchase your home and lease the land under a site agreement, which means you do not pay council rates on your home and there is no stamp duty on the purchase. Exit arrangements are set out in your agreement and may vary by resort. For clear, up-to-date information, review our comparison documents or speak with the Phillip Island sales team.

What kind of amenities are available?

Facilities differ by resort. As a guide, many Palm Lake Resort communities include a country club, heated pool and spa, gym and fitness studio, indoor bowls, snooker and pool tables, pickleball or tennis courts, arts and craft studios, a cinema, library and lounge spaces, barbecue areas, community gardens and regular social and wellness programmes. Some locations also offer caravan or boat storage. Contact the relevant resort for a current inclusions list and activity timetable.

Who is eligible to live at Palm Lake Resort?

Our communities are designed for Australians over 50 seeking independent resort living in a secure, like-minded community. At least one permanent resident per home must be 50 or over. Occupancy and guest policies apply and may vary by resort. For guidance on your circumstances, talk with the Phillip Island sales team.

What happens if I want to travel?

Many homeowners enjoy a lock-up-and-leave lifestyle. Homes are low-maintenance and the resort has on-site management, so you can travel for weeks or months with confidence. On your return, it is easy to rejoin social groups and activities, and some resorts offer storage options for caravans or boats. Speak with the Phillip Island team about practical tips for travelling regularly.

Is there any support if my needs change over time?

Palm Lake Resort focuses on independent living for over-50s. Our homes and facilities support an active lifestyle and strong community connection. If your needs change, our team can help connect you with local services, and in some regions Palm Lake Care may be an option depending on availability and suitability. Please discuss your situation with the Phillip Island team for tailored guidance.

What are the ongoing costs and what does the weekly site fee cover?

Under the land lease model, homeowners pay a weekly site fee. This typically contributes to the operation and upkeep of shared facilities, maintenance of common areas and gardens, and on-site management and community services. The fee varies by resort and home. Eligible homeowners may be able to access Commonwealth Rent Assistance, subject to personal circumstances and government criteria, eligibility applies. You will not pay council rates, and there is no stamp duty on the home purchase. For a detailed breakdown, review our comparison documents or speak with the Phillip Island sales team.

Over 50s Living in Nearby Suburbs of Regional VIC

Explore more suburbs surrounding Smiths Beach where Palm Lake Resort may be the perfect lifestyle upgrade, even if the resort itself is located nearby rather than directly in your area.

Norlane

Luxury Lifestyle Near Norlane, Victoria

Live a connected, low-maintenance lifestyle just 40.9km from Norlane at Palm Lake Resort Truganina.

North Geelong

Luxury Lifestyle Near North Geelong, Victoria

Live a connected, low-maintenance lifestyle just 44.9km from North Geelong at Palm Lake Resort Truganina.

North Shore

Luxury Lifestyle Near North Shore, Victoria

Live a connected, low-maintenance lifestyle just 41.9km from North Shore at Palm Lake Resort Truganina.

North Wonthaggi

Luxury Lifestyle Near North Wonthaggi, Victoria

Live a connected, low-maintenance lifestyle just 33km from North Wonthaggi at Palm Lake Resort Phillip Island.

Nowa Nowa

Luxury Lifestyle Near Nowa Nowa, Victoria

Live a connected, low-maintenance lifestyle just 32.4km from Nowa Nowa at Palm Lake Resort Paynesville.

Nungurner

Luxury Lifestyle Near Nungurner, Victoria

Live a connected, low-maintenance lifestyle just 21km from Nungurner at Palm Lake Resort Paynesville.

Nyerimilang

Luxury Lifestyle Near Nyerimilang, Victoria

Live a connected, low-maintenance lifestyle just 18.1km from Nyerimilang at Palm Lake Resort Paynesville.

Nyora

Luxury Lifestyle Near Nyora, Victoria

Live a connected, low-maintenance lifestyle just 39.1km from Nyora at Palm Lake Resort Phillip Island.

Ocean Grange

Luxury Lifestyle Near Ocean Grange, Victoria

Live a connected, low-maintenance lifestyle just 20.4km from Ocean Grange at Palm Lake Resort Paynesville.

Olinda

Luxury Lifestyle Near Olinda, Victoria

Live a connected, low-maintenance lifestyle just 25.4km from Olinda at Palm Lake Resort Willow Lodge.

Outtrim

Luxury Lifestyle Near Outtrim, Victoria

Live a connected, low-maintenance lifestyle just 58km from Outtrim at Palm Lake Resort Phillip Island.

Pakenham South

Luxury Lifestyle Near Pakenham South, Victoria

Live a connected, low-maintenance lifestyle just 26.3km from Pakenham South at Palm Lake Resort Willow Lodge.

Pakenham Upper

Luxury Lifestyle Near Pakenham Upper, Victoria

Live a connected, low-maintenance lifestyle just 23.3km from Pakenham Upper at Palm Lake Resort Willow Lodge.

Paradise Beach

Luxury Lifestyle Near Paradise Beach, Victoria

Live a connected, low-maintenance lifestyle just 34.7km from Paradise Beach at Palm Lake Resort Paynesville.

Parwan

Luxury Lifestyle Near Parwan, Victoria

Live a connected, low-maintenance lifestyle just 36.7km from Parwan at Palm Lake Resort Truganina.

Paynesville

Luxury Lifestyle Near Paynesville, Victoria

Live a connected, low-maintenance lifestyle just 2.7km from Paynesville at Palm Lake Resort Paynesville.

Pentland Hills

Luxury Lifestyle Near Pentland Hills, Victoria

Live a connected, low-maintenance lifestyle just 45.1km from Pentland Hills at Palm Lake Resort Truganina.

Perry Bridge

Luxury Lifestyle Near Perry Bridge, Victoria

Live a connected, low-maintenance lifestyle just 31.7km from Perry Bridge at Palm Lake Resort Paynesville.

Pioneer Bay

Luxury Lifestyle Near Pioneer Bay, Victoria

Live a connected, low-maintenance lifestyle just 17.6km from Pioneer Bay at Palm Lake Resort Phillip Island.

Point Wilson

Luxury Lifestyle Near Point Wilson, Victoria

Live a connected, low-maintenance lifestyle just 29.6km from Point Wilson at Palm Lake Resort Truganina.

Poowong

Luxury Lifestyle Near Poowong, Victoria

Live a connected, low-maintenance lifestyle just 44km from Poowong at Palm Lake Resort Phillip Island.

Portarlington

Luxury Lifestyle Near Portarlington, Victoria

Live a connected, low-maintenance lifestyle just 31km from Portarlington at Palm Lake Resort Truganina.

Powelltown

Luxury Lifestyle Near Powelltown, Victoria

Live a connected, low-maintenance lifestyle just 61km from Powelltown at Palm Lake Resort Willow Lodge.

Powlett River

Luxury Lifestyle Near Powlett River, Victoria

Live a connected, low-maintenance lifestyle just 27.9km from Powlett River at Palm Lake Resort Phillip Island.

Queenscliff

Luxury Lifestyle Near Queenscliff, Victoria

Live a connected, low-maintenance lifestyle just 47.3km from Queenscliff at Palm Lake Resort Truganina.

Queensferry

Luxury Lifestyle Near Queensferry, Victoria

Live a connected, low-maintenance lifestyle just 11.5km from Queensferry at Palm Lake Resort Phillip Island.

Raymond Island

Luxury Lifestyle Near Raymond Island, Victoria

Live a connected, low-maintenance lifestyle just 7.3km from Raymond Island at Palm Lake Resort Paynesville.

Regional VIC

Luxury Lifestyle Near Regional VIC, Victoria

Live a connected, low-maintenance lifestyle just 115.1km from Regional VIC at Palm Lake Resort Truganina.

Rhyll

Luxury Lifestyle Near Rhyll, Victoria

Live a connected, low-maintenance lifestyle just 5.7km from Rhyll at Palm Lake Resort Phillip Island.

Riddells Creek

Luxury Lifestyle Near Riddells Creek, Victoria

Live a connected, low-maintenance lifestyle just 44.7km from Riddells Creek at Palm Lake Resort Truganina.

Over 50s Living near Smiths Beach

A Snapshot of Smiths Beach

Palm Lake Resort Phillip Island

Just 9km from Smiths Beach

What to Expect from Life at Palm Lake Resort

Architecturally Designed Homes

Premium Lifestyle Facilities

A Smart Financial Model

A Community That Feels Like Home

Nearby Resorts

Palm Lake Resort Phillip Island

Palm Lake Resort Willow Lodge

Palm Lake Resort Truganina

What Our Residents Say

Frequently Asked Questions

Over 50s Living in Nearby Suburbs of Regional VIC

Norlane

North Geelong

North Shore

North Wonthaggi

Nowa Nowa

Nungurner

Nyerimilang

Nyora

Ocean Grange

Olinda

Outtrim

Pakenham South

Pakenham Upper

Paradise Beach

Parwan

Paynesville

Pentland Hills

Perry Bridge

Pioneer Bay

Point Wilson

Poowong

Portarlington

Powelltown

Powlett River

Queenscliff

Queensferry

Raymond Island

Regional VIC

Rhyll

Riddells Creek

Over 50s Living
near Smiths Beach