Over 50s Living
near Toukley

Seeking premium over-50s living near Toukley? While there is no Palm Lake Resort in Toukley, Palm Lake Resort Fern Bay is just a short drive away. Tailored for Australians over 50, it provides architect-designed, low-maintenance homes and exclusive resort facilities within a genuinely welcoming community. Downsize with confidence, travel more, and enjoy everyday ease, while staying close to the people and places you love in Toukley. Proudly Australian and family owned, Palm Lake Resort brings 48+ years of experience across 27 locations.

A Snapshot of Toukley

Toukley is a vibrant town in the Central Coast region of New South Wales, Australia, nestled between the tranquil waters of Tuggerah Lake, Budgewoi Lake, and the Pacific Ocean. Known for its appealing beaches, various watersports, and a bustling local shopping centre, it serves as a popular holiday and residential area. Located approximately 109 km north of Sydney and 54 km south of Newcastle, Toukley offers a relaxed coastal lifestyle. Although there is no Palm Lake Resort within Toukley itself, you’ll find Palm Lake Resort Fern Bay just approximately 75km away.

Palm Lake Resort Fern Bay

Just 51.2km from Toukley

Palm Lake Resort Fern Bay is a master planned lifestyle community for over 50s. Beside Fullerton Cove near Stockton Beach, residents choose their pace, from coastal walks and laps in the indoor heated pool to easy afternoons with neighbours.

Low-maintenance homes pair with first-class amenities including country club, indoor and outdoor pools, saunas, eight-rink undercover bowls, tennis, gym, luxury theatre, workshop and library, plus pet friendly, secure living, BBQ areas and a boat ramp with storage.

What to Expect from Life at Palm Lake Resort

Every Palm Lake Resort is a curated lifestyle destination, created for those who see this chapter of life as growth, connection, shared community and enjoyment.

Architecturally Designed Homes

Homes are shaped for comfort, style, practicality and flexibility. Open-plan living, high ceilings, quality fixtures and generous storage deliver elegant spaces that feel like home from the moment you enter. Outdoor patios, internal laundries and contemporary kitchens come as standard, with optional upgrades available for those with a designer’s eye.

Premium Lifestyle Facilities

The resort lifestyle reaches far beyond the home. Each Palm Lake Resort provides exclusive community facilities, including clubhouses, wellness spaces, pools, gyms, bowling greens, creative studios and daily classes. Whether it is yoga at sunrise, live music in the evening, or a peaceful hour in the library lounge, it is all on site.

A Smart Financial Model

We value transparency and good sense. Our land lease model means you own your home and lease the land. There is no stamp duty or council rates, and eligible homeowners may access rent assistance from Centrelink, where eligibility applies. It is a flexible way to rightsize, with predictable costs and more freedom to plan for the future.

A Community That Feels Like Home

Connection is part of everyday life here, whether that means a walking group, creative time in the art studio or regular social events. The community spirit at Palm Lake Resort is strong, supportive and easy to experience. Find new friends, discover new interests and enjoy each day at your pace with confidence.

Nearby Resorts

Palm Lake Resort offers additional lifestyle communities nearby, each with its own unique atmosphere and premium facilities. Whether you’re seeking coastal charm or country serenity, there’s a resort close to Toukley to explore.

Palm Lake Resort Fern Bay

Palm Lake Resort Fern Bay is a master planned lifestyle community for over-50s on the shores of Fullerton Cove near the Hunter River. Behind secure gates, homeowners set their own pace, from gentle exercise and craft groups to bowls on the undercover green, tennis, films in the theatre and laps in the indoor or outdoor pool with spa and saunas. Low maintenance homes suit a coastal life with Stockton Beach minutes away and Newcastle Airport nearby.

Palm Lake Resort Tea Gardens

Palm Lake Resort Tea Gardens delivers over-55s living across 23 hectares with two country clubs, Water Lilies and Promenade, plus indoor and outdoor pools, mineral spa and saunas, Milon-style gym, eight-rink undercover bowls, tennis, ten-pin bowling, virtual golf, billiards, workshop, library and a cinema with dance floor and stage. It is pet friendly, gated and lock-and-leave, with on-site management, a 40-seat coach and limited caravan or boat storage. Minutes from Myall River and Hawks Nest, 65 minutes north of Newcastle.

Palm Lake Resort Forster Lakes

Palm Lake Resort Forster Lakes offers coastal over-50s living centred on the Belleair Country Club. Enjoy indoor and outdoor pools with spa, sauna and salt room, a Milon gym, library, billiards, luxury cinema and a virtual golf simulator. Sports include an eight-rink undercover bowling green, ten-pin bowling and pickleball. Gated and pet friendly, homes feature opulent finishes and optional elevators. Financial advantages include stamp duty free, exit fee free, no council or land tax, and you keep all capital gains.

What Our Residents Say

Frequently Asked Questions

Palm Lake Resort has nearby lifestyle communities, each with its own character and facilities. Whether you are seeking coastal charm or a leafy setting, there is a resort close to Toukley to explore.

Is there a Palm Lake Resort in Toukley?

While there is not a Palm Lake Resort within Toukley, the nearest community is Palm Lake Resort Fern Bay, approximately 51.2 km away. Here you will find architect-designed, low-maintenance homes alongside premium facilities and a welcoming community of over-50s homeowners. If you would like details on available homes, facilities and pricing, book a private inspection or request an info pack and our team will be in touch.

How far is Palm Lake Resort Fern Bay from Toukley?

Palm Lake Resort Fern Bay is about 51.2 km from Toukley. Actual travel time will vary with route and traffic, but many locals choose Fern Bay to stay close to familiar services, family and friends while enjoying the benefits of resort living. If you are planning a visit, our sales team can help with directions and inspection times.

What are the lifestyle benefits of Palm Lake Resort?

At Palm Lake Resort, over-50s enjoy a welcoming community, daily opportunities to connect, and a rich calendar of activities from fitness classes and wellness sessions to arts, crafts and social events, alongside architect-designed, low-maintenance homes that balance timeless style with everyday comfort; with 48+ years of experience across 27 locations, we create supportive environments where homeowners can learn new skills, build lasting friendships, and feel genuinely proud of where they live.

Are the homes pet-friendly?

Yes. Palm Lake Resort communities are pet-friendly, with simple guidelines to ensure harmony for all residents. Approval is required, and there may be limits on pet type and size. Many home designs include secure outdoor areas, and there are landscaped paths for daily walks. Please speak with the Fern Bay sales team about approved pets, suitable home layouts and nearby parks so you can plan comfortably for your companion.

Are there exit fees or council rates?

Palm Lake Resort operates under a land lease model. You purchase your home and lease the land under a site agreement, which means you do not pay council rates on your home and there is no stamp duty on the purchase. Exit arrangements are set out in your agreement and may vary by resort. For clear, up-to-date information, review our comparison documents or speak with the Fern Bay sales team.

What kind of amenities are available?

Facilities differ by resort. As a guide, many Palm Lake Resort communities include a country club, heated pool and spa, gym and fitness studio, indoor bowls, snooker and pool tables, pickleball or tennis courts, arts and craft studios, a cinema, library and lounge spaces, barbecue areas, community gardens and regular social and wellness programmes. Some locations also offer caravan or boat storage. Contact the relevant resort for a current inclusions list and activity timetable.

Who is eligible to live at Palm Lake Resort?

Our communities are designed for Australians over 50 seeking independent resort living in a secure, like-minded community. At least one permanent resident per home must be 50 or over. Occupancy and guest policies apply and may vary by resort. For guidance on your circumstances, talk with the Fern Bay sales team.

What happens if I want to travel?

Many homeowners enjoy a lock-up-and-leave lifestyle. Homes are low-maintenance and the resort has on-site management, so you can travel for weeks or months with confidence. On your return, it is easy to rejoin social groups and activities, and some resorts offer storage options for caravans or boats. Speak with the Fern Bay team about practical tips for travelling regularly.

Is there any support if my needs change over time?

Palm Lake Resort focuses on independent living for over-50s. Our homes and facilities support an active lifestyle and strong community connection. If your needs change, our team can help connect you with local services, and in some regions Palm Lake Care may be an option depending on availability and suitability. Please discuss your situation with the Fern Bay team for tailored guidance.

What are the ongoing costs and what does the weekly site fee cover?

Under the land lease model, homeowners pay a weekly site fee. This typically contributes to the operation and upkeep of shared facilities, maintenance of common areas and gardens, and on-site management and community services. The fee varies by resort and home. Eligible homeowners may be able to access Commonwealth Rent Assistance, subject to personal circumstances and government criteria, eligibility applies. You will not pay council rates, and there is no stamp duty on the home purchase. For a detailed breakdown, review our comparison documents or speak with the Fern Bay sales team.

Over 50s Living in Nearby Suburbs of Regional NSW

Explore more suburbs surrounding Toukley where Palm Lake Resort may be the perfect lifestyle upgrade, even if the resort itself is located nearby rather than directly in your area.

Millfield

Luxury Lifestyle Near Millfield, New South Wales

Live a connected, low-maintenance lifestyle just 52.8km from Millfield at Palm Lake Resort Fern Bay.

Mindaribba

Luxury Lifestyle Near Mindaribba, New South Wales

Live a connected, low-maintenance lifestyle just 31.2km from Mindaribba at Palm Lake Resort Fern Bay.

Minimbah

Luxury Lifestyle Near Minimbah, New South Wales

Live a connected, low-maintenance lifestyle just 21.5km from Minimbah at Palm Lake Resort Forster Lakes.

Minnie Water

Luxury Lifestyle Near Minnie Water, New South Wales

Live a connected, low-maintenance lifestyle just 34.2km from Minnie Water at Palm Lake Resort Yamba.

Mirrabooka

Luxury Lifestyle Near Mirrabooka, New South Wales

Live a connected, low-maintenance lifestyle just 44.4km from Mirrabooka at Palm Lake Resort Fern Bay.

Mitchells Island

Luxury Lifestyle Near Mitchells Island, New South Wales

Live a connected, low-maintenance lifestyle just 42.2km from Mitchells Island at Palm Lake Resort Forster Lakes.

Moleville Creek

Luxury Lifestyle Near Moleville Creek, New South Wales

Live a connected, low-maintenance lifestyle just 64.2km from Moleville Creek at Palm Lake Resort Yamba.

Mondrook

Luxury Lifestyle Near Mondrook, New South Wales

Live a connected, low-maintenance lifestyle just 42.2km from Mondrook at Palm Lake Resort Forster Lakes.

Monkerai

Luxury Lifestyle Near Monkerai, New South Wales

Live a connected, low-maintenance lifestyle just 28.6km from Monkerai at Palm Lake Resort Tea Gardens.

Morisset

Luxury Lifestyle Near Morisset, New South Wales

Live a connected, low-maintenance lifestyle just 41.6km from Morisset at Palm Lake Resort Fern Bay.

Morisset Park

Luxury Lifestyle Near Morisset Park, New South Wales

Live a connected, low-maintenance lifestyle just 36.6km from Morisset Park at Palm Lake Resort Fern Bay.

Mororo

Luxury Lifestyle Near Mororo, New South Wales

Live a connected, low-maintenance lifestyle just 19.8km from Mororo at Palm Lake Resort Yamba Cove.

Morpeth

Luxury Lifestyle Near Morpeth, New South Wales

Live a connected, low-maintenance lifestyle just 20.2km from Morpeth at Palm Lake Resort Fern Bay.

Mount Dee

Luxury Lifestyle Near Mount Dee, New South Wales

Live a connected, low-maintenance lifestyle just 28.7km from Mount Dee at Palm Lake Resort Fern Bay.

Mount Rivers

Luxury Lifestyle Near Mount Rivers, New South Wales

Live a connected, low-maintenance lifestyle just 42.6km from Mount Rivers at Palm Lake Resort Fern Bay.

Mount View

Luxury Lifestyle Near Mount View, New South Wales

Live a connected, low-maintenance lifestyle just 42.9km from Mount View at Palm Lake Resort Fern Bay.

Mount Vincent

Luxury Lifestyle Near Mount Vincent, New South Wales

Live a connected, low-maintenance lifestyle just 25.4km from Mount Vincent at Palm Lake Resort Fern Bay.

Mountain View

Luxury Lifestyle Near Mountain View, New South Wales

Live a connected, low-maintenance lifestyle just 55.7km from Mountain View at Palm Lake Resort Yamba.

Mulbring

Luxury Lifestyle Near Mulbring, New South Wales

Live a connected, low-maintenance lifestyle just 33.5km from Mulbring at Palm Lake Resort Fern Bay.

Mungo Brush

Luxury Lifestyle Near Mungo Brush, New South Wales

Live a connected, low-maintenance lifestyle just 28.9km from Mungo Brush at Palm Lake Resort Tea Gardens.

Munni

Luxury Lifestyle Near Munni, New South Wales

Live a connected, low-maintenance lifestyle just 46.6km from Munni at Palm Lake Resort Tea Gardens.

Myall Lake

Luxury Lifestyle Near Myall Lake, New South Wales

Live a connected, low-maintenance lifestyle just 26.4km from Myall Lake at Palm Lake Resort Forster Lakes.

Mylneford

Luxury Lifestyle Near Mylneford, New South Wales

Live a connected, low-maintenance lifestyle just 51.3km from Mylneford at Palm Lake Resort Yamba.

Myuna Bay

Luxury Lifestyle Near Myuna Bay, New South Wales

Live a connected, low-maintenance lifestyle just 37.4km from Myuna Bay at Palm Lake Resort Fern Bay.

Nabiac

Luxury Lifestyle Near Nabiac, New South Wales

Live a connected, low-maintenance lifestyle just 23.5km from Nabiac at Palm Lake Resort Forster Lakes.

Naughtons Gap

Luxury Lifestyle Near Naughtons Gap, New South Wales

Live a connected, low-maintenance lifestyle just 50.3km from Naughtons Gap at Palm Lake Resort Ballina.

Neath

Luxury Lifestyle Near Neath, New South Wales

Live a connected, low-maintenance lifestyle just 36km from Neath at Palm Lake Resort Fern Bay.

Nelson Bay

Luxury Lifestyle Near Nelson Bay, New South Wales

Live a connected, low-maintenance lifestyle just 7km from Nelson Bay at Palm Lake Resort Tea Gardens.

Nelsons Plains

Luxury Lifestyle Near Nelsons Plains, New South Wales

Live a connected, low-maintenance lifestyle just 12km from Nelsons Plains at Palm Lake Resort Fern Bay.

Nerong

Luxury Lifestyle Near Nerong, New South Wales

Live a connected, low-maintenance lifestyle just 34km from Nerong at Palm Lake Resort Forster Lakes.

Over 50s Living near Toukley

A Snapshot of Toukley

Palm Lake Resort Fern Bay

Just 51.2km from Toukley

What to Expect from Life at Palm Lake Resort

Architecturally Designed Homes

Premium Lifestyle Facilities

A Smart Financial Model

A Community That Feels Like Home

Nearby Resorts

Palm Lake Resort Fern Bay

Palm Lake Resort Tea Gardens

Palm Lake Resort Forster Lakes

What Our Residents Say

Frequently Asked Questions

Over 50s Living in Nearby Suburbs of Regional NSW

Millfield

Mindaribba

Minimbah

Minnie Water

Mirrabooka

Mitchells Island

Moleville Creek

Mondrook

Monkerai

Morisset

Morisset Park

Mororo

Morpeth

Mount Dee

Mount Rivers

Mount View

Mount Vincent

Mountain View

Mulbring

Mungo Brush

Munni

Myall Lake

Mylneford

Myuna Bay

Nabiac

Naughtons Gap

Neath

Nelson Bay

Nelsons Plains

Nerong

Over 50s Living
near Toukley