Over 50s Living
near Twelve Mile Creek

Seeking premium over-50s living near Twelve Mile Creek? While there is no Palm Lake Resort in Twelve Mile Creek, Palm Lake Resort Fern Bay is just a short drive away. Tailored for Australians over 50, it provides architect-designed, low-maintenance homes and exclusive resort facilities within a genuinely welcoming community. Downsize with confidence, travel more, and enjoy everyday ease, while staying close to the people and places you love in Twelve Mile Creek. Proudly Australian and family owned, Palm Lake Resort brings 48+ years of experience across 27 locations.

A Snapshot of Twelve Mile Creek

Twelve Mile Creek is a tranquil rural locality nestled within the Port Stephens area of New South Wales, Australia. Situated approximately 150 kilometers north of Sydney, this small community covers an area of around 22.67 square kilometers and offers a peaceful setting away from bustling city life. It is part of the larger Port Stephens local government area, known for its natural beauty and outdoor activities. Although there is no Palm Lake Resort within Twelve Mile Creek itself, you’ll find Palm Lake Resort Fern Bay approximately 27.5km away.

Palm Lake Resort Fern Bay

Just 27.5km from Twelve Mile Creek

Palm Lake Resort Fern Bay is a master planned lifestyle community for over 50s. Beside Fullerton Cove near Stockton Beach, residents choose their pace, from coastal walks and laps in the indoor heated pool to easy afternoons with neighbours.

Low-maintenance homes pair with first-class amenities including country club, indoor and outdoor pools, saunas, eight-rink undercover bowls, tennis, gym, luxury theatre, workshop and library, plus pet friendly, secure living, BBQ areas and a boat ramp with storage.

What to Expect from Life at Palm Lake Resort

Every Palm Lake Resort is a curated lifestyle destination, created for those who see this chapter of life as growth, connection, shared community and enjoyment.

Architecturally Designed Homes

Homes are shaped for comfort, style, practicality and flexibility. Open-plan living, high ceilings, quality fixtures and generous storage deliver elegant spaces that feel like home from the moment you enter. Outdoor patios, internal laundries and contemporary kitchens come as standard, with optional upgrades available for those with a designer’s eye.

Premium Lifestyle Facilities

The resort lifestyle reaches far beyond the home. Each Palm Lake Resort provides exclusive community facilities, including clubhouses, wellness spaces, pools, gyms, bowling greens, creative studios and daily classes. Whether it is yoga at sunrise, live music in the evening, or a peaceful hour in the library lounge, it is all on site.

A Smart Financial Model

We value transparency and good sense. Our land lease model means you own your home and lease the land. There is no stamp duty or council rates, and eligible homeowners may access rent assistance from Centrelink, where eligibility applies. It is a flexible way to rightsize, with predictable costs and more freedom to plan for the future.

A Community That Feels Like Home

Connection is part of everyday life here, whether that means a walking group, creative time in the art studio or regular social events. The community spirit at Palm Lake Resort is strong, supportive and easy to experience. Find new friends, discover new interests and enjoy each day at your pace with confidence.

Nearby Resorts

Palm Lake Resort offers additional lifestyle communities nearby, each with its own unique atmosphere and premium facilities. Whether you’re seeking coastal charm or country serenity, there’s a resort close to Twelve Mile Creek to explore.

Palm Lake Resort Fern Bay

Palm Lake Resort Fern Bay is a master planned lifestyle community for over-50s on the shores of Fullerton Cove near the Hunter River. Behind secure gates, homeowners set their own pace, from gentle exercise and craft groups to bowls on the undercover green, tennis, films in the theatre and laps in the indoor or outdoor pool with spa and saunas. Low maintenance homes suit a coastal life with Stockton Beach minutes away and Newcastle Airport nearby.

Palm Lake Resort Tea Gardens

Palm Lake Resort Tea Gardens delivers over-55s living across 23 hectares with two country clubs, Water Lilies and Promenade, plus indoor and outdoor pools, mineral spa and saunas, Milon-style gym, eight-rink undercover bowls, tennis, ten-pin bowling, virtual golf, billiards, workshop, library and a cinema with dance floor and stage. It is pet friendly, gated and lock-and-leave, with on-site management, a 40-seat coach and limited caravan or boat storage. Minutes from Myall River and Hawks Nest, 65 minutes north of Newcastle.

Palm Lake Resort Forster Lakes

Palm Lake Resort Forster Lakes offers coastal over-50s living centred on the Belleair Country Club. Enjoy indoor and outdoor pools with spa, sauna and salt room, a Milon gym, library, billiards, luxury cinema and a virtual golf simulator. Sports include an eight-rink undercover bowling green, ten-pin bowling and pickleball. Gated and pet friendly, homes feature opulent finishes and optional elevators. Financial advantages include stamp duty free, exit fee free, no council or land tax, and you keep all capital gains.

What Our Residents Say

Frequently Asked Questions

Palm Lake Resort has nearby lifestyle communities, each with its own character and facilities. Whether you are seeking coastal charm or a leafy setting, there is a resort close to Twelve Mile Creek to explore.

Is there a Palm Lake Resort in Twelve Mile Creek?

While there is not a Palm Lake Resort within Twelve Mile Creek, the nearest community is Palm Lake Resort Fern Bay, approximately 27.5 km away. Here you will find architect-designed, low-maintenance homes alongside premium facilities and a welcoming community of over-50s homeowners. If you would like details on available homes, facilities and pricing, book a private inspection or request an info pack and our team will be in touch.

How far is Palm Lake Resort Fern Bay from Twelve Mile Creek?

Palm Lake Resort Fern Bay is about 27.5 km from Twelve Mile Creek. Actual travel time will vary with route and traffic, but many locals choose Fern Bay to stay close to familiar services, family and friends while enjoying the benefits of resort living. If you are planning a visit, our sales team can help with directions and inspection times.

What are the lifestyle benefits of Palm Lake Resort?

At Palm Lake Resort, over-50s enjoy a welcoming community, daily opportunities to connect, and a rich calendar of activities from fitness classes and wellness sessions to arts, crafts and social events, alongside architect-designed, low-maintenance homes that balance timeless style with everyday comfort; with 48+ years of experience across 27 locations, we create supportive environments where homeowners can learn new skills, build lasting friendships, and feel genuinely proud of where they live.

Are the homes pet-friendly?

Yes. Palm Lake Resort communities are pet-friendly, with simple guidelines to ensure harmony for all residents. Approval is required, and there may be limits on pet type and size. Many home designs include secure outdoor areas, and there are landscaped paths for daily walks. Please speak with the Fern Bay sales team about approved pets, suitable home layouts and nearby parks so you can plan comfortably for your companion.

Are there exit fees or council rates?

Palm Lake Resort operates under a land lease model. You purchase your home and lease the land under a site agreement, which means you do not pay council rates on your home and there is no stamp duty on the purchase. Exit arrangements are set out in your agreement and may vary by resort. For clear, up-to-date information, review our comparison documents or speak with the Fern Bay sales team.

What kind of amenities are available?

Facilities differ by resort. As a guide, many Palm Lake Resort communities include a country club, heated pool and spa, gym and fitness studio, indoor bowls, snooker and pool tables, pickleball or tennis courts, arts and craft studios, a cinema, library and lounge spaces, barbecue areas, community gardens and regular social and wellness programmes. Some locations also offer caravan or boat storage. Contact the relevant resort for a current inclusions list and activity timetable.

Who is eligible to live at Palm Lake Resort?

Our communities are designed for Australians over 50 seeking independent resort living in a secure, like-minded community. At least one permanent resident per home must be 50 or over. Occupancy and guest policies apply and may vary by resort. For guidance on your circumstances, talk with the Fern Bay sales team.

What happens if I want to travel?

Many homeowners enjoy a lock-up-and-leave lifestyle. Homes are low-maintenance and the resort has on-site management, so you can travel for weeks or months with confidence. On your return, it is easy to rejoin social groups and activities, and some resorts offer storage options for caravans or boats. Speak with the Fern Bay team about practical tips for travelling regularly.

Is there any support if my needs change over time?

Palm Lake Resort focuses on independent living for over-50s. Our homes and facilities support an active lifestyle and strong community connection. If your needs change, our team can help connect you with local services, and in some regions Palm Lake Care may be an option depending on availability and suitability. Please discuss your situation with the Fern Bay team for tailored guidance.

What are the ongoing costs and what does the weekly site fee cover?

Under the land lease model, homeowners pay a weekly site fee. This typically contributes to the operation and upkeep of shared facilities, maintenance of common areas and gardens, and on-site management and community services. The fee varies by resort and home. Eligible homeowners may be able to access Commonwealth Rent Assistance, subject to personal circumstances and government criteria, eligibility applies. You will not pay council rates, and there is no stamp duty on the home purchase. For a detailed breakdown, review our comparison documents or speak with the Fern Bay sales team.

Over 50s Living in Nearby Suburbs of Regional NSW

Explore more suburbs surrounding Twelve Mile Creek where Palm Lake Resort may be the perfect lifestyle upgrade, even if the resort itself is located nearby rather than directly in your area.

Aberglasslyn

Luxury Lifestyle Near Aberglasslyn, New South Wales

Live a connected, low-maintenance lifestyle just 28.4km from Aberglasslyn at Palm Lake Resort Fern Bay.

Allandale

Luxury Lifestyle Near Allandale, New South Wales

Live a connected, low-maintenance lifestyle just 41.3km from Allandale at Palm Lake Resort Fern Bay.

Allynbrook

Luxury Lifestyle Near Allynbrook, New South Wales

Live a connected, low-maintenance lifestyle just 39km from Allynbrook at Palm Lake Resort Fern Bay.

Anambah

Luxury Lifestyle Near Anambah, New South Wales

Live a connected, low-maintenance lifestyle just 29.8km from Anambah at Palm Lake Resort Fern Bay.

Anna Bay

Luxury Lifestyle Near Anna Bay, New South Wales

Live a connected, low-maintenance lifestyle just 16.6km from Anna Bay at Palm Lake Resort Tea Gardens.

Arcadia Vale

Luxury Lifestyle Near Arcadia Vale, New South Wales

Live a connected, low-maintenance lifestyle just 26.2km from Arcadia Vale at Palm Lake Resort Fern Bay.

Ashtonfield

Luxury Lifestyle Near Ashtonfield, New South Wales

Live a connected, low-maintenance lifestyle just 20.6km from Ashtonfield at Palm Lake Resort Fern Bay.

Awaba

Luxury Lifestyle Near Awaba, New South Wales

Live a connected, low-maintenance lifestyle just 32km from Awaba at Palm Lake Resort Fern Bay.

Balcolyn

Luxury Lifestyle Near Balcolyn, New South Wales

Live a connected, low-maintenance lifestyle just 39.1km from Balcolyn at Palm Lake Resort Fern Bay.

Balickera

Luxury Lifestyle Near Balickera, New South Wales

Live a connected, low-maintenance lifestyle just 28km from Balickera at Palm Lake Resort Fern Bay.

Balmoral

Luxury Lifestyle Near Balmoral, New South Wales

Live a connected, low-maintenance lifestyle just 94km from Balmoral at Palm Lake Resort Tea Gardens.

Barnsley

Luxury Lifestyle Near Barnsley, New South Wales

Live a connected, low-maintenance lifestyle just 22.7km from Barnsley at Palm Lake Resort Fern Bay.

Belmont

Luxury Lifestyle Near Belmont, New South Wales

Live a connected, low-maintenance lifestyle just 100.7km from Belmont at Palm Lake Resort Tea Gardens.

Belmont North

Luxury Lifestyle Near Belmont North, New South Wales

Live a connected, low-maintenance lifestyle just 17.9km from Belmont North at Palm Lake Resort Fern Bay.

Belmont South

Luxury Lifestyle Near Belmont South, New South Wales

Live a connected, low-maintenance lifestyle just 22.2km from Belmont South at Palm Lake Resort Fern Bay.

Beresfield

Luxury Lifestyle Near Beresfield, New South Wales

Live a connected, low-maintenance lifestyle just 17.3km from Beresfield at Palm Lake Resort Fern Bay.

Berry Park

Luxury Lifestyle Near Berry Park, New South Wales

Live a connected, low-maintenance lifestyle just 17.2km from Berry Park at Palm Lake Resort Fern Bay.

Bingleburra

Luxury Lifestyle Near Bingleburra, New South Wales

Live a connected, low-maintenance lifestyle just 48.4km from Bingleburra at Palm Lake Resort Fern Bay.

Black Hill

Luxury Lifestyle Near Black Hill, New South Wales

Live a connected, low-maintenance lifestyle just 12.8km from Black Hill at Palm Lake Resort Fern Bay.

Blackalls Park

Luxury Lifestyle Near Blackalls Park, New South Wales

Live a connected, low-maintenance lifestyle just 26.6km from Blackalls Park at Palm Lake Resort Fern Bay.

Blacksmiths

Luxury Lifestyle Near Blacksmiths, New South Wales

Live a connected, low-maintenance lifestyle just 24.4km from Blacksmiths at Palm Lake Resort Fern Bay.

Blue Haven

Luxury Lifestyle Near Blue Haven, New South Wales

Live a connected, low-maintenance lifestyle just 48.4km from Blue Haven at Palm Lake Resort Fern Bay.

Boat Harbour

Luxury Lifestyle Near Boat Harbour, New South Wales

Live a connected, low-maintenance lifestyle just 113.7km from Boat Harbour at Palm Lake Resort Forster Lakes.

Bobs Farm

Luxury Lifestyle Near Bobs Farm, New South Wales

Live a connected, low-maintenance lifestyle just 18.4km from Bobs Farm at Palm Lake Resort Tea Gardens.

Bolton Point

Luxury Lifestyle Near Bolton Point, New South Wales

Live a connected, low-maintenance lifestyle just 24.4km from Bolton Point at Palm Lake Resort Fern Bay.

Bolwarra

Luxury Lifestyle Near Bolwarra, New South Wales

Live a connected, low-maintenance lifestyle just 28km from Bolwarra at Palm Lake Resort Fern Bay.

Bolwarra Heights

Luxury Lifestyle Near Bolwarra Heights, New South Wales

Live a connected, low-maintenance lifestyle just 28.7km from Bolwarra Heights at Palm Lake Resort Fern Bay.

Bonnells Bay

Luxury Lifestyle Near Bonnells Bay, New South Wales

Live a connected, low-maintenance lifestyle just 35.2km from Bonnells Bay at Palm Lake Resort Fern Bay.

Boolaroo

Luxury Lifestyle Near Boolaroo, New South Wales

Live a connected, low-maintenance lifestyle just 21.3km from Boolaroo at Palm Lake Resort Fern Bay.

Brandy Hill

Luxury Lifestyle Near Brandy Hill, New South Wales

Live a connected, low-maintenance lifestyle just 19.9km from Brandy Hill at Palm Lake Resort Fern Bay.

Over 50s Living near Twelve Mile Creek

A Snapshot of Twelve Mile Creek

Palm Lake Resort Fern Bay

Just 27.5km from Twelve Mile Creek

What to Expect from Life at Palm Lake Resort

Architecturally Designed Homes

Premium Lifestyle Facilities

A Smart Financial Model

A Community That Feels Like Home

Nearby Resorts

Palm Lake Resort Fern Bay

Palm Lake Resort Tea Gardens

Palm Lake Resort Forster Lakes

What Our Residents Say

Frequently Asked Questions

Over 50s Living in Nearby Suburbs of Regional NSW

Aberglasslyn

Allandale

Allynbrook

Anambah

Anna Bay

Arcadia Vale

Ashtonfield

Awaba

Balcolyn

Balickera

Balmoral

Barnsley

Belmont

Belmont North

Belmont South

Beresfield

Berry Park

Bingleburra

Black Hill

Blackalls Park

Blacksmiths

Blue Haven

Boat Harbour

Bobs Farm

Bolton Point

Bolwarra

Bolwarra Heights

Bonnells Bay

Boolaroo

Brandy Hill

Over 50s Living
near Twelve Mile Creek