Over 50s Living
near Carey Bay

Prefer premium over-50s living near Carey Bay? While there is no Palm Lake Resort in Carey Bay, Palm Lake Resort Fern Bay sits only a short drive away. Created for Australians over 50, it delivers architect-designed, low-maintenance homes and exclusive resort facilities within a genuinely welcoming community. Downsize with confidence, travel more, and enjoy everyday ease, while staying close to the people and places you love in Carey Bay. Proudly Australian and family owned, Palm Lake Resort brings 48+ years of experience across 27 locations.

A Snapshot of Carey Bay

Carey Bay is a tranquil residential suburb located on the western shores of Lake Macquarie, New South Wales, Australia. Part of the City of Lake Macquarie, it lies on a peninsula southeast of Toronto and is approximately 100 kilometres north of Sydney. This peaceful locale offers residents access to one of the Southern Hemisphere’s largest coastal saltwater lakes, surrounded by numerous holiday towns and natural attractions. The suburb, with a population of around 865-960, provides a serene lakeside living environment. Although there is no Palm Lake Resort within Carey Bay itself, you’ll find Palm Lake Resort Fern Bay approximately 25.7km away.

Palm Lake Resort Fern Bay

Just 25.7km from Carey Bay

Palm Lake Resort Fern Bay is a master planned lifestyle community for over 50s. Beside Fullerton Cove near Stockton Beach, residents choose their pace, from coastal walks and laps in the indoor heated pool to easy afternoons with neighbours.

Low-maintenance homes pair with first-class amenities including country club, indoor and outdoor pools, saunas, eight-rink undercover bowls, tennis, gym, luxury theatre, workshop and library, plus pet friendly, secure living, BBQ areas and a boat ramp with storage.

What to Expect from Life at Palm Lake Resort

Every Palm Lake Resort is a curated lifestyle destination, created for those who see this chapter of life as growth, connection, shared community and enjoyment.

Architecturally Designed Homes

Each home is designed for comfort, style, function and flexibility. Open-plan living, high ceilings, quality fixtures and well-planned storage create elegant spaces that feel like home from the first moment you arrive. Outdoor patios, internal laundries and contemporary kitchens are standard inclusions, with optional upgrades available for those with a designer’s eye.

Premium Lifestyle Facilities

Living at Palm Lake Resort extends past your doorstep. You will have access to exclusive community facilities, including clubhouses, wellness spaces, pools, gyms, bowling greens, creative studios and daily classes. Opt for yoga at sunrise, enjoy live music in the evening, or find a quiet corner in the library lounge, all on site.

A Smart Financial Model

We believe in straightforward value. With our land lease model, you own the dwelling and lease the land. There is no stamp duty and no council rates, and eligible homeowners may access rent assistance from Centrelink, where eligibility applies. It provides a flexible route to rightsize, with predictable costs and fewer obstacles to planning ahead.

A Community That Feels Like Home

Everyday life here is connected, from group walks to creative sessions in the art studio and regular social gatherings. The Palm Lake Resort community spirit is supportive and widely recognised. Form new friendships, try new interests and enjoy each day at your own pace with confidence.

Nearby Resorts

Palm Lake Resort offers additional lifestyle communities nearby, each with its own unique atmosphere and premium facilities. Whether you’re seeking coastal charm or country serenity, there’s a resort close to Carey Bay to explore.

Palm Lake Resort Fern Bay

Palm Lake Resort Fern Bay is a master planned lifestyle community for over-50s on the shores of Fullerton Cove near the Hunter River. Behind secure gates, homeowners set their own pace, from gentle exercise and craft groups to bowls on the undercover green, tennis, films in the theatre and laps in the indoor or outdoor pool with spa and saunas. Low maintenance homes suit a coastal life with Stockton Beach minutes away and Newcastle Airport nearby.

Palm Lake Resort Tea Gardens

Palm Lake Resort Tea Gardens delivers over-55s living across 23 hectares with two country clubs, Water Lilies and Promenade, plus indoor and outdoor pools, mineral spa and saunas, Milon-style gym, eight-rink undercover bowls, tennis, ten-pin bowling, virtual golf, billiards, workshop, library and a cinema with dance floor and stage. It is pet friendly, gated and lock-and-leave, with on-site management, a 40-seat coach and limited caravan or boat storage. Minutes from Myall River and Hawks Nest, 65 minutes north of Newcastle.

Palm Lake Resort Forster Lakes

Palm Lake Resort Forster Lakes offers coastal over-50s living centred on the Belleair Country Club. Enjoy indoor and outdoor pools with spa, sauna and salt room, a Milon gym, library, billiards, luxury cinema and a virtual golf simulator. Sports include an eight-rink undercover bowling green, ten-pin bowling and pickleball. Gated and pet friendly, homes feature opulent finishes and optional elevators. Financial advantages include stamp duty free, exit fee free, no council or land tax, and you keep all capital gains.

What Our Residents Say

Frequently Asked Questions

Palm Lake Resort has nearby lifestyle communities, each with its own character and facilities. Whether you are seeking coastal charm or a leafy setting, there is a resort close to Carey Bay to explore.

Is there a Palm Lake Resort in Carey Bay?

While there is not a Palm Lake Resort within Carey Bay, the nearest community is Palm Lake Resort Fern Bay, approximately 25.7 km away. Here you will find architect-designed, low-maintenance homes alongside premium facilities and a welcoming community of over-50s homeowners. If you would like details on available homes, facilities and pricing, book a private inspection or request an info pack and our team will be in touch.

How far is Palm Lake Resort Fern Bay from Carey Bay?

Palm Lake Resort Fern Bay is about 25.7 km from Carey Bay. Actual travel time will vary with route and traffic, but many locals choose Fern Bay to stay close to familiar services, family and friends while enjoying the benefits of resort living. If you are planning a visit, our sales team can help with directions and inspection times.

What are the lifestyle benefits of Palm Lake Resort?

At Palm Lake Resort, over-50s enjoy a welcoming community, daily opportunities to connect, and a rich calendar of activities from fitness classes and wellness sessions to arts, crafts and social events, alongside architect-designed, low-maintenance homes that balance timeless style with everyday comfort; with 48+ years of experience across 27 locations, we create supportive environments where homeowners can learn new skills, build lasting friendships, and feel genuinely proud of where they live.

Are the homes pet-friendly?

Yes. Palm Lake Resort communities are pet-friendly, with simple guidelines to ensure harmony for all residents. Approval is required, and there may be limits on pet type and size. Many home designs include secure outdoor areas, and there are landscaped paths for daily walks. Please speak with the Fern Bay sales team about approved pets, suitable home layouts and nearby parks so you can plan comfortably for your companion.

Are there exit fees or council rates?

Palm Lake Resort operates under a land lease model. You purchase your home and lease the land under a site agreement, which means you do not pay council rates on your home and there is no stamp duty on the purchase. Exit arrangements are set out in your agreement and may vary by resort. For clear, up-to-date information, review our comparison documents or speak with the Fern Bay sales team.

What kind of amenities are available?

Facilities differ by resort. As a guide, many Palm Lake Resort communities include a country club, heated pool and spa, gym and fitness studio, indoor bowls, snooker and pool tables, pickleball or tennis courts, arts and craft studios, a cinema, library and lounge spaces, barbecue areas, community gardens and regular social and wellness programmes. Some locations also offer caravan or boat storage. Contact the relevant resort for a current inclusions list and activity timetable.

Who is eligible to live at Palm Lake Resort?

Our communities are designed for Australians over 50 seeking independent resort living in a secure, like-minded community. At least one permanent resident per home must be 50 or over. Occupancy and guest policies apply and may vary by resort. For guidance on your circumstances, talk with the Fern Bay sales team.

What happens if I want to travel?

Many homeowners enjoy a lock-up-and-leave lifestyle. Homes are low-maintenance and the resort has on-site management, so you can travel for weeks or months with confidence. On your return, it is easy to rejoin social groups and activities, and some resorts offer storage options for caravans or boats. Speak with the Fern Bay team about practical tips for travelling regularly.

Is there any support if my needs change over time?

Palm Lake Resort focuses on independent living for over-50s. Our homes and facilities support an active lifestyle and strong community connection. If your needs change, our team can help connect you with local services, and in some regions Palm Lake Care may be an option depending on availability and suitability. Please discuss your situation with the Fern Bay team for tailored guidance.

What are the ongoing costs and what does the weekly site fee cover?

Under the land lease model, homeowners pay a weekly site fee. This typically contributes to the operation and upkeep of shared facilities, maintenance of common areas and gardens, and on-site management and community services. The fee varies by resort and home. Eligible homeowners may be able to access Commonwealth Rent Assistance, subject to personal circumstances and government criteria, eligibility applies. You will not pay council rates, and there is no stamp duty on the home purchase. For a detailed breakdown, review our comparison documents or speak with the Fern Bay sales team.

Over 50s Living in Nearby Suburbs of Regional NSW

Explore more suburbs surrounding Carey Bay where Palm Lake Resort may be the perfect lifestyle upgrade, even if the resort itself is located nearby rather than directly in your area.

Gresford

Luxury Lifestyle Near Gresford, New South Wales

Live a connected, low-maintenance lifestyle just 43.4km from Gresford at Palm Lake Resort Fern Bay.

Greta

Luxury Lifestyle Near Greta, New South Wales

Live a connected, low-maintenance lifestyle just 44km from Greta at Palm Lake Resort Fern Bay.

Greta Main

Luxury Lifestyle Near Greta Main, New South Wales

Live a connected, low-maintenance lifestyle just 37.2km from Greta Main at Palm Lake Resort Fern Bay.

Gwandalan

Luxury Lifestyle Near Gwandalan, New South Wales

Live a connected, low-maintenance lifestyle just 39.9km from Gwandalan at Palm Lake Resort Fern Bay.

Halekulani

Luxury Lifestyle Near Halekulani, New South Wales

Live a connected, low-maintenance lifestyle just 44.3km from Halekulani at Palm Lake Resort Fern Bay.

Halloran

Luxury Lifestyle Near Halloran, New South Wales

Live a connected, low-maintenance lifestyle just 44.4km from Halloran at Palm Lake Resort Fern Bay.

Halton

Luxury Lifestyle Near Halton, New South Wales

Live a connected, low-maintenance lifestyle just 47.9km from Halton at Palm Lake Resort Fern Bay.

Hamlyn Terrace

Luxury Lifestyle Near Hamlyn Terrace, New South Wales

Live a connected, low-maintenance lifestyle just 53.9km from Hamlyn Terrace at Palm Lake Resort Fern Bay.

Hanleys Creek

Luxury Lifestyle Near Hanleys Creek, New South Wales

Live a connected, low-maintenance lifestyle just 43.5km from Hanleys Creek at Palm Lake Resort Tea Gardens.

Harpers Hill

Luxury Lifestyle Near Harpers Hill, New South Wales

Live a connected, low-maintenance lifestyle just 22.5km from Harpers Hill at Palm Lake Resort Fern Bay.

Hawks Nest

Luxury Lifestyle Near Hawks Nest, New South Wales

Live a connected, low-maintenance lifestyle just 6.4km from Hawks Nest at Palm Lake Resort Tea Gardens.

Heatherbrae

Luxury Lifestyle Near Heatherbrae, New South Wales

Live a connected, low-maintenance lifestyle just 10km from Heatherbrae at Palm Lake Resort Fern Bay.

Heddon Greta

Luxury Lifestyle Near Heddon Greta, New South Wales

Live a connected, low-maintenance lifestyle just 28.1km from Heddon Greta at Palm Lake Resort Fern Bay.

Hexham

Luxury Lifestyle Near Hexham, New South Wales

Live a connected, low-maintenance lifestyle just 8.7km from Hexham at Palm Lake Resort Fern Bay.

Hilldale

Luxury Lifestyle Near Hilldale, New South Wales

Live a connected, low-maintenance lifestyle just 33.8km from Hilldale at Palm Lake Resort Fern Bay.

Hinton

Luxury Lifestyle Near Hinton, New South Wales

Live a connected, low-maintenance lifestyle just 25km from Hinton at Palm Lake Resort Fern Bay.

Horseshoe Bend

Luxury Lifestyle Near Horseshoe Bend, New South Wales

Live a connected, low-maintenance lifestyle just 22.3km from Horseshoe Bend at Palm Lake Resort Fern Bay.

Jewells

Luxury Lifestyle Near Jewells, New South Wales

Live a connected, low-maintenance lifestyle just 17km from Jewells at Palm Lake Resort Fern Bay.

Kanwal

Luxury Lifestyle Near Kanwal, New South Wales

Live a connected, low-maintenance lifestyle just 51.5km from Kanwal at Palm Lake Resort Fern Bay.

Karuah

Luxury Lifestyle Near Karuah, New South Wales

Live a connected, low-maintenance lifestyle just 15.3km from Karuah at Palm Lake Resort Tea Gardens.

Kearsley

Luxury Lifestyle Near Kearsley, New South Wales

Live a connected, low-maintenance lifestyle just 49km from Kearsley at Palm Lake Resort Fern Bay.

Keinbah

Luxury Lifestyle Near Keinbah, New South Wales

Live a connected, low-maintenance lifestyle just 42.6km from Keinbah at Palm Lake Resort Fern Bay.

Kiar

Luxury Lifestyle Near Kiar, New South Wales

Live a connected, low-maintenance lifestyle just 43.6km from Kiar at Palm Lake Resort Fern Bay.

Kilaben Bay

Luxury Lifestyle Near Kilaben Bay, New South Wales

Live a connected, low-maintenance lifestyle just 24.5km from Kilaben Bay at Palm Lake Resort Fern Bay.

Killingworth

Luxury Lifestyle Near Killingworth, New South Wales

Live a connected, low-maintenance lifestyle just 28.2km from Killingworth at Palm Lake Resort Fern Bay.

Kitchener

Luxury Lifestyle Near Kitchener, New South Wales

Live a connected, low-maintenance lifestyle just 47.6km from Kitchener at Palm Lake Resort Fern Bay.

Kurri Kurri

Luxury Lifestyle Near Kurri Kurri, New South Wales

Live a connected, low-maintenance lifestyle just 29.3km from Kurri Kurri at Palm Lake Resort Fern Bay.

Lake Haven

Luxury Lifestyle Near Lake Haven, New South Wales

Live a connected, low-maintenance lifestyle just 53.9km from Lake Haven at Palm Lake Resort Fern Bay.

Lake Munmorah

Luxury Lifestyle Near Lake Munmorah, New South Wales

Live a connected, low-maintenance lifestyle just 44.3km from Lake Munmorah at Palm Lake Resort Fern Bay.

Lakelands

Luxury Lifestyle Near Lakelands, New South Wales

Live a connected, low-maintenance lifestyle just 22.6km from Lakelands at Palm Lake Resort Fern Bay.

Over 50s Living near Carey Bay

A Snapshot of Carey Bay

Palm Lake Resort Fern Bay

Just 25.7km from Carey Bay

What to Expect from Life at Palm Lake Resort

Architecturally Designed Homes

Premium Lifestyle Facilities

A Smart Financial Model

A Community That Feels Like Home

Nearby Resorts

Palm Lake Resort Fern Bay

Palm Lake Resort Tea Gardens

Palm Lake Resort Forster Lakes

What Our Residents Say

Frequently Asked Questions

Over 50s Living in Nearby Suburbs of Regional NSW

Gresford

Greta

Greta Main

Gwandalan

Halekulani

Halloran

Halton

Hamlyn Terrace

Hanleys Creek

Harpers Hill

Hawks Nest

Heatherbrae

Heddon Greta

Hexham

Hilldale

Hinton

Horseshoe Bend

Jewells

Kanwal

Karuah

Kearsley

Keinbah

Kiar

Kilaben Bay

Killingworth

Kitchener

Kurri Kurri

Lake Haven

Lake Munmorah

Lakelands

Over 50s Living
near Carey Bay